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Most of us are paying over the odds for our mobile phones, but it doesn’t have to be that way and with very little time and effort, it’s possible to make significant savings while still having the best phone and tariff for you.  Here, John Whittle, CEO & Co-Founder at UNSHACKLED.com offers his top tips on how to save money on your mobile phone in 2017.

Buy phone and sim separately

Get the best bang for your buck by shopping around. Buying a phone and sim separately is often more cost-effective. This is because when buying a phone over 24 months, you’re borrowing money on an expensive APR and while it reduces the initial outlay, it’s more expensive in the long-run.

Check your usage

Instead of forking out for data allowance you don’t use, work out how much data you use and exactly what you will use your phone and buy the appropriate package. You can do this by downloading your network’s app to see what your monthly usage is.

Use your apps

High out-of-bundle charges for picture messages can be avoided by using a messenger app, for example.

Don’t be complacent

Be aware of when your contract ends! Research shows people are overpaying after their contracts have ended to the tune of half a billion pounds a year.

Don’t tie yourself in

Shorter contracts are better because those locked into 24-month contracts won’t benefit from any price falls or deals until it’s up for renewal.

Avoid pay as you go

Pay as you go allows the highest level of control, but it is an expensive way to pay for mobile and is only recommend for those needing to closely manage their finances this closely.

Be prepared

When you’ve signed a contract, there’s very little you can do until it’s up for renewal.  However, you can get prepared.  Download your mobile network’s app so you can keep a close eye on your actual usage versus what you’re paying for.

UNSHACKLED.com – founded by ex Phones4U execs – provides a cheaper alternative for people who buy the phone and SIM separately, allowing them to choose a network and data allowance that suits them now and offers the flexibility to upgrade or change the deal whenever they want.