Moving To Malaga: Which Neighbourhoods Are The Most Affordable?

Malaga, the sparkling gem of Spain’s Costa del Sol, with its year-round sunshine, azure skies, and the inviting Mediterranean Sea, has become a beacon for Brits seeking a sun-soaked but culturally stimulating lifestyle. This Andalusian paradise offers more than just picturesque beaches; it’s a city steeped in history, art, and a burgeoning food scene, all without the hefty price tag of some of its European counterparts. And with some seriously sunny days to luxuriate in, too…

For those considering a move to this coastal haven, here’s a guide to some of Malaga’s most wallet-friendly neighbourhoods, where the charm of Spain is alive and the dream of an affordable life under the Spanish sun is within reach. Welcome to Malaga, or as you might soon affectionately call it, ‘Málaga la Bella’.

El Palo: The Traditional Fisherman’s Quarter

El Palo, with its narrow streets and traditional fishermen’s houses, is a district that exudes authenticity. This beachside barrio is famous for its espetos (sardines skewered and cooked over an open flame), and its family-friendly atmosphere.

Ideal for the beach aficionado with a taste for tradition: El Palo is perfect for those who love the sea and want to live in a neighbourhood that retains its Spanish identity. It’s a place where the pace of life is dictated by the tides and the community is close-knit.

Cost of Renting: € to €€ In El Palo, you can find some of the most reasonable rents in Malaga. A one-bedroom apartment can be rented for as little as €700 a month, a steal considering the proximity to the beaches and the city centre.

Local’s Tip: Take a stroll along the Paseo Maritimo and join the locals in their evening ‘paseo’ or walk. It’s a social ritual that captures the essence of life in El Palo.

Soho: The Artistic Heart

Malaga’s answer to the avant-garde, Soho is a neighbourhood transformed. Once a rundown area, it’s now a canvas for street artists from around the world, boasting vibrant murals that have turned the district into an open-air gallery.

Ideal for the creative spirit: Soho is a haven for artists, musicians, and creatives of all types. It’s home to the Contemporary Art Centre of Malaga (CAC Malaga) and a variety of trendy cafes and bars.

Cost of Renting: €€ Soho’s popularity has been on the rise, which means rents have followed suit. However, it’s still possible to find good deals, with one-bedroom apartments averaging around €800.

Local’s Tip: Don’t miss the chance to visit the CAC Malaga on a Sunday when admission is free. It’s a great way to immerse yourself in contemporary art without spending a cent.

Ciudad Jardin: The Green Oasis

Ciudad Jardin, or ‘Garden City’, is a district that lives up to its name. Set back from the hustle and bustle of the city centre, this area is known for its lush green spaces and family-friendly vibe.

Ideal for families and nature lovers: With its parks, gardens, and sports facilities, Ciudad Jardin is a breath of fresh air for those looking to escape the urban grind.

Cost of Renting: € to €€ This neighbourhood offers some of the best value in Malaga, with spacious apartments and houses available for less than you might expect, considering the amenities on offer.

Local’s Tip: Explore the historic Jardin Botanico La Concepcion, a tropical garden with plants from around the world. It’s a perfect spot for a picnic or a leisurely afternoon.

La Luz: The Affordable Gem

La Luz is a residential neighbourhood that’s often overlooked by newcomers, yet it’s a place where you can truly live like a local. It’s well-connected to the city centre and offers a genuine community feel.

Ideal for the budget-conscious expat: La Luz is a practical choice for those looking to stretch their pounds further. It’s a district where you can find all the essentials without the premium price tag.

Cost of Renting: € La Luz is one of the most affordable areas in Malaga, with rental prices significantly lower than in the city centre. A one-bedroom apartment can be found for around €600 or even less.

Local’s Tip: Visit the Mercado de La Luz, a local market where you can buy fresh produce and mingle with the residents, getting a true taste of Malaga’s local life.

Pedregalejo: The Trendy Seaside Town

Pedregalejo, once a humble fishing village, has evolved into one of Malaga’s trendiest neighbourhoods. Its beachfront promenade is lined with chic eateries and bars, attracting a stylish crowd.

Ideal for the modern expat with a love for the coast: Pedregalejo offers a blend of traditional charm and contemporary living, making it a hit with younger expats and professionals.

Cost of Renting: €€ While Pedregalejo can be pricier than some other neighbourhoods, it still offers reasonable rents compared to other European coastal cities. Expect to pay around €900 for a one-bedroom apartment.

Local’s Tip: Indulge in the local cuisine at one of the many chiringuitos (beach bars) and try the fritura malagueña, a delicious assortment of fried local fish.

A Few Practicalities

Navigating Residency Post-Brexit: Since Brexit, British citizens must navigate new rules for living in Spain. For stays longer than 90 days, you’ll need a visa. The Non-Lucrative Visa is popular among retirees, while the Golden Visa suits investors. Start this process early by contacting the Spanish consulate in the UK or a local gestor (administrative assistant) in Malaga for guidance.

Healthcare in Malaga: Register with the local health centre (centro de salud) once you have your residency. If you’re working and paying social security in Spain, you’ll have access to state healthcare. Otherwise, consider private health insurance. Clinica Rincon and Hospital Quiron are two reputable private healthcare providers in Malaga.

Setting Up a Bank Account: For day-to-day finances, open an account with a bank like Unicaja or Banco Sabadell, which offer services tailored to expats, including English-speaking staff. You’ll need your NIE (Foreigner’s Identification Number), passport, and proof of address.

Understanding Local Taxes: In Spain, you’re a tax resident if you spend more than 183 days a year in the country. As a resident, you’ll pay income tax on worldwide income to the Agencia Tributaria. Seek advice from a local asesor fiscal (tax advisor) to navigate the double taxation treaty between the UK and Spain.

Language Barrier: While Malaga is cosmopolitan, with many English speakers, learning Spanish is invaluable. The University of Malaga  offers Spanish courses for foreigners, and there are numerous language schools like Malaga Si and Enforex.

Choosing a Removals Company: For your move, select a removals company experienced in removals to Spain, specifically. They can advise on customs regulations post-Brexit, which is crucial for a smooth transition.

Driving in Malaga: If you’re bringing a car, you’ll need to register it with the Spanish traffic authority (DGT) and pay the corresponding taxes. You don’t need a car to get around smoothly, though; consider the ‘Tarjeta de Transporte’ card for discounts on buses and the metro. Malaga’s transport system is extensive, with the EMT bus network and Renfe trains connecting you to other cities.

Cultural Integration: Malaga has a rich cultural tapestry. Participate in local festivities like the Feria de Malaga and Semana Santa. For daily life, adapt to the later meal times and the afternoon siesta, which sees smaller shops closing between 2 pm and 5 pm.

Building a Social Network: Connect with fellow expats through groups like Costa Women and Internations Malaga. They host regular meetups and can be a great support network.

Local Amenities: Familiarise yourself with local markets like Mercado Central de Atarazanas for fresh produce, and explore shopping areas like Calle Larios for your retail needs.

The Bottom Line

Malaga is a city that offers a rich tapestry of experiences, from its sun-kissed beaches to its historic streets. It’s a place where every sunset promises the start of something beautiful, and for Brits looking for a new chapter, it’s a city that feels like home. Choose your barrio, embrace the Andalusian charm, and you’ll soon be living the dream in ‘Málaga la Bella’. ¡Bienvenidos a Malaga!

*Average rental prices have been sourced from Idealista, Housing Anywhere and Numbeo*

We’re off to Marbella next, for a seafood feast fit for a king. Care to join us? Of course you do…

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