As a nation, we just love a bargains. So much so, in fact, that according to research conducted by Share to Buy, Brits make up to nine impulsive buys a month, often just to snag a ‘good deal’. That’s £9,000 a splurged on items that we don’t even need and very rarely use, which could be spent on something much bigger and better. There must be a better way. So, with the help of Share to Buy, here are 7 IDEAL ways to spend less and boost your savings.
LEARN HOW TO BUDGET
To learn how to stop spending money, you first need to identify exactly where your money is going each month. Better documentation of your spending habits can help shine a light on those unnecessary purchases. So, keep a list of outgoings on your phone or go old school and on paper to monitor things. Mobile banking apps such as Monzo offer dedicated features which help you to categorise every purchase as soon as it’s made, with a ‘spending pot’ helping you save a little extra each month too. Certainly worth considering a switch for, we think.
STICK TO A LIST
One of the simplest money saving, impulse buy avoiding tips is to do a strict inventory of your kitchen cupboards or wardrobe, and make a shopping list prior to going to the supermarket or high street, sticking to it rigidly. This enables you to only buy what you genuinely need. What’s more, dedicated online grocery shopping sites, such as Ocado or Amazon Panty, enable you to do weekly or monthly shops with more focus and less frivolity.
PRIORITISE SPENDING
From health and beauty to takeaways and tech, there are so many directions your purse is intent on pulling you in. Don’t respond spontaneously. Instead, prioritise spending habits from highest to lowest across each major category, and see where you can cut down without losing out. Try to spend money across just one of the categories each month, and watch those savings strengthen.
CREATE A WAITING LIST
Time is a great healer. Help to reduce impulse spending and increase disposable income savings by creating a two-week waiting list for bigger purchases, checking in after a fortnight to see if you really do still need them or if there’s a better deal to be found elsewhere. A little reflection in that intervening period can often result in less haste with your purchases.
USE TECHNOLOGY
Though we’ve already mentioned mobile banking apps, there are also dedicated finance apps like Money Dashboard and Tandem which can help you stay one step ahead of your finances by tracking how much you save and spend.
These may provide an eye opening analysis. For instance, most mobile users waste around 2GB of data a month, and 71% of mobile customers are overpaying for data they don’t use, at a total cost of £800 million per year, outgoings which could be easily addressed once identified.
RECHECK ALL YOUR SUBSCRIPTIONS
Around half the country has been caught out by free trial subscriptions according to YouGov, either by forgetting to cancel or being unable to, and it cost us around £800 million in the last 12 months.
What’s more, one in eight people has continued paying for an unwanted subscription for over four months before cancelling, with 23% paying for up to three months. Blimey. So, stop wasting your disposable income on unused gym memberships, magazines, TV platform subscriptions and more. Do an audit of every group or service you belong to and cut everything you no longer engage with; this can be done efficiently on money management app Emma.
SET SHORT TERM GOALS
Alter your spending habits by creating specific goals you can work towards, like slashing your entertainment budget from £300 a month to £200, cutting your Friday night trips to the local from weekly to monthly, and reducing your takeaways to a more manageable habit. So many of these short term targets also benefit your health; a double win, we think!
Ah, the wonderful world of Yorkshire. God’s Own Country; a mixture of countryside, market towns, art, fine food, and even vampires. Whether you are looking for a Yorkshire Dales pub with accommodation or a beautiful beach and bustling harbour, you can find it here! The Dales offer some of the U.K’s most stunning landscapes. The towns are architecturally unique and instantly recognisable.
The food scene is flourishing far beyond puddings and tea (although you’ll still find plenty of both) and the art and entertainment extends well past David Hockney and Jarvis Cocker. It’s a veritable feast of fun, frolics, regional pride and colloquial acrobatics. The best way to go native, we say, is to dive right in. So, we’ve teamed up with local blogger Izzy Dabbles to give you our 5 IDEAL towns to visit in Yorkshire.
Ilkley
Ilkley is a charming little spa town in close proximity to Bolton Abbey and the Yorkshire Dales. If you’re into nature, this is the place to come. It’s the perfect spot from which to explore the woods and moors of Yorkshire.
A short walk from the town centre will take you onto Ilkley Moor and offer an opportunity to visit the Cow and Calf Rocks, a popular rock formation with an amazing view; the inspiration for Yorkshire’s country anthem ‘On Ilkla Moor Baht ‘at’. Ikley is especially popular with walkers as it’s the official starting point of the 84 mile Dales Way trail, which will take you all the way to Bowness-on-Windemere.
The town has a large number of lovely little independent shops, restaurants and coffee shops which give it real character, including the famous Betty’s Tearooms, a local institution situated on the Grove, which is the most scenic of Ilkley’s shopping streets.
If you’re after some good grub, you won’t find better than The Box Tree, a Michelin star restaurant where Marco Pierre cut his culinary teeth. If you fancy something a little less fancy, The Burlington Restaurant at the Devonshire Arms serves up some excellent dishes complete with wonderful views of the Yorkshire Dales.
We also love The Owl in Hawnby, nominally a pub with accommodation but actually nestled somewhere just a a few miles north east of the Dales in another glorious stretch of scenery, the North York Moors National Park. Here, the vibe is quaint, peaceful and welcoming, with freshly cooked, homely dishes on your plate, cask ales in your pint glass, and plenty of great walks on your doorstep. Bliss.
Just five-minute walk from the town centre is Leeds Road, upon which rests the lovely Independent Coffee Shop, Toast House. You’ll find the locals here drinking their cups of Joe and enjoying their fine homemade soup, cakes and bread.
Whitby
This seaside port town, complete with a lovely beach, amusement arcades and a popular promenade is one of our favourite places in North Yorkshire. With a bustling harbour and busy fishing port bringing in catches of cod, pollock, mackerel and so much more, Whitby is ideal for visitors with a penchant for deliciously fresh fish.
Infact, if you’re looking for a restaurant which serves up some of the best in the country, look no further than Quayside, a lovely restaurant overlooking Whitby harbour which was winner of the prestigious Fish and Chip Shop of the Year, 2014. If you fancy having a go at catching your own fish dinner, Whitby west pier is an all time favourite for anglers all over Yorkshire.
Fishing aside, Whitby Abbey high is also high on the list of attractions. After climbing the famous 199 steps, you’ll be able to explore the Abbey, open to the public and boasting a visitor’s centre equipped to educate visitors on the history of the Abbey.Next to the Abbey is the Church of St Mary, founded in 1110, although its interior dates from the eighteenth century and is now a grade one listed building.
The church graveyard and the Abbey were used as a setting in Bram Stoker’s gothic novel, Dracula.The town’s connection with the story has led to Whitby being the venue for a twice-yearly festival of gothic music and culture; so if it’s your thing, get your fangs in and black on.
No traditional trip to the seaside would be complete without sampling an old-fashioned afternoon tea room. For this we highly recommend award winning Botham’s of Whitby Tea Rooms on Skinner Street. Their apricot and orange tea bread is particularly popular with the locals.
Skipton
Skipton is a friendly market town often referred to as the ‘Gateway to The Dales’. So friendly in fact, that it was voted the UK’s happiest place to live in 2017. For visitors heading to the countryside, Skipton is an ideal place to stop off for lunch, peruse the independent high-street shops, and soak up the positive vibes.At the top of the High Street stands Skipton Castle, built in 1090 and strengthened in the twelfth century; one of the best preserved medieval castles in England and open to the public.Also worth a look is the Leeds and Liverpool Canal, which passes through Skipton, replete with canal boats and offering trips down the water, if you so wish.
Close to the canal and town centre you’lll find the Skipton Pie and Mash Shop. With crisp, golden pastry and succulent savoury fillings like steak and ale and chicken, ham and leak, these are simply the best pies in Skipton, if not Yorkshire, North England, England, Europe and the World (steady, there).
The gorgeous pies are freshly made using local produce, and a superb vegetarian option is always available.Served with creamy mash or chips, peas and washed down with a cup of tea, they are the ultimate comfort food. Oh, and and unctuous onion gravy or traditional green liquor made from parsley is included in the price. In the spring and summer months, there’s outdoor seating and as is the Yorkshire way, once March arrives, it’s T-shirt and shorts weather right through to November.
Settle
Settle is a small market town situated in the picturesque North Yorkshire countryside and an excellent base for walkers, cyclists and bird watchers. It’s only a 20-minute drive from the amazing Ingleton Waterfalls Trail, which is definitely worth a visit if a free afternoon presents itself.
The town itself has a market every Tuesday and a number of well-established family run shops and cafes around the market square. These include Ye Olde Naked Man Café, thought by many to be the oldest cafe in England. Unfortunately, it’s not frequented by nudists. Also of note, the Folly, a grade one listed building on the Main Street which now houses the Museum of North Craven Life, is an interesting place to stop.
A short drive from Settle will take you to the award-winning Courtyard Dairy, a family run business dealing in fine cheeses. The owners have a fine relationship with local producers and select the best cheeses they can find. Cheeses are kept in excellent condition and you can enjoy free samples and discuss your requirements with the knowledgeable staff on arrival. There’s also a cafe above the shop doing a good line in homemade refreshments, many including the cheeses on sale in the shop.
Saltaire
There is much to see in the Victorian model village of Saltaire, easily accessible by train from Leeds and Bradford.The area is a UNESCO site and features conscientiously preserved worker’s houses which surround Salts Mill, a former textile mill built by Sir Titus Salt but now an art gallery, bookshop and cafe. The gallery displays work by local artist David Hockney, Yorkshire’s most famous son (possibly). The perfect place to spend a rainy day, with admission and car parking free.
We’ve all been there; a long, stressful day at work and a late finish lead you straight to the nearest supermarket’s ready meal section on your way home, the ingredients for that Bolognese safe in the fridge for at least another day.
But it shouldn’t have to be this way. Not only will a bit of meal planning make those nights in with a pot noodle a thing of the past, but it will also help you keep on top of your finances, because as we all know, buying in bulk, prepping in advance and cooking conscientiously saves time and money.
Yep, eating well for less is something we should all be doing, and with that in mind, here are 7 super tips and ideas for meal planning on a budget.
Do A Stock Check, Pre-Shop
If you want to save money, planning is key. Before you go grocery shopping, check your fridge, freezer and larder and plan your meals around any ingredients you already have. A thorough analysis of what’s lurking in the darker corners of the cupboards will give you inspiration, help use up stuff nearing its use-by and ensure you don’t buy items which you already have plenty of. Because as the professionals like to say, ‘FIFO’ (that’s in ‘first in, first out’ to us leyman).
Cook With More Than One Meal In Mind
When you’re doing meal prep, think about how the ingredients you buy can stretch to more that one meal. Consider buying a chicken whole – the cheapest way per gram to buy it – cooking the whole bird, and using the meat to go into a few different meals. Or learn how to butcher it yourself and freeze the parts won’t be using this week for another time. Remember too, to make stock from the carcass and use that for a wonderfully nourishing soup.
Use Leftovers With Creativity & Love
Trying to reduce food waste should be a priority for both culinary professionals and home cooks equally. And this starts by using leftovers which, with a little creativity, can create some frugal-friendly recipes. We all know a roast dinner turns into a sandwich for lunch the next day. But take it further, and use up everything.
Those spare roasties can be an amazing Spanish omelette with only the addition of some eggs and onion. There’s a soup to made by pureeing the broccoli florets you were too full to finish – just add cream and some liberal seasoning. Freeze the gravy for a deep base to add into your next sauce.
Think outside the box – an extra portion of risotto leads to arancini for lunch, too much mash becomes tomorrow’s potato cake. Also making egg fried rice is a cost-effective way of turning leftover rice and vegetables into something really tasty.
The list goes on and gets even more delicious with each extra touch of inventiveness and creativity. Moreover, cooking with thoughtfulness where waste is concerned will not only save you money but your conscience too.
Stir Up Some Soup
Speaking of leftovers, turning your leftover veg into a soup is multiplies your meal possibilities endlessly. Almost all of the soup recipes that exist today are relatively cheap to assemble, just involving a few blitzed vegetables and a bit of thoughtful seasoning. Be careful, though, not to undersell yourself in terms of calories and protein; meeting your daily nutritional requirements is vital.
Go Meat-Free Well Beyond Mondays
We’ve all heard about meat-free Mondays, and it’s a noble start to reducing our meat intake and in doing so our carbon footprint, weight and weekly spend. But one in seven days, it has to be said, seems a little half-hearted.
Plan at least four meatless meals a week. What’s especially good about this is that veggie versions of classic meals (a vegetarian lasagna perhaps?) keep well as they contain less quick to perish items. They also freeze well.
Choosing easy meatless lunches is a great way to go, as the lightness of lunch lends itself to fresh vegetables, salads, simple sarnies and more. What’s not to love?
Set aside some time on Sunday and make a few different dishes for the week. Put them in the freezer. You won’t be tempted with takeaways and going out for a ‘quick bite’ after work when you’ve got a delicious homemade meal waiting for you. Also, don’t be ashamed to be that person sifting through the reduced section – just freeze your bargains and use them to cook another time.
Don’t Be Brand Loyal
Although it seems like stating the obvious, we’re all guilty of an irrational devotion to a brand when much cheaper, just as tasty alternatives are available (Heinz baked beans and pretenders, we’re looking at you). Save money by buying cheaper brands than you normally do, as there’s often not that much discernible difference between value and premium ranges. Who knew?
Tinder’s getting tired, Bumble boring and Dinner Date’s dour. This alliteration’s a little irritating, too, so let’s stop there. Regardless, it’s a tale as old as time itself; people around the world are looking for love, they always have and they always will. If you’re single, rest assured; you are not alone. Indeed, a SurveyMonkey report on finding romance revealed that 33% of 18-44-year-olds are on some form of dating app. Considering over half of the adult population are married, some lies have definitely been told here.
That said, with so many people looking to find someone to snuggle up to in the winter months, or equally go on romantic walks when the weather warms up, the numbers certainly look good. But conversely, it seems increasingly difficult to find a relationship of real meaning and longevity. Perhaps it’s time for a different approach? Here are 5 IDEAL ways to do dating differently and find love in 2020.
ASK GREAT QUESTIONS
Sure, most of us are pretty well-schooled in what – and what not – to say on a first date. No in-depth ex talk, no baggage too soon revealed, and for heaven’s sake, nothing sleazy….we all know the score, right? But all of this advice centres on one erroneous assumption; that you should be talking about yourself in detail at all.
Instead, ask questions and genuinely listen to the answers; a rare, rare skill these days. The dating site Badoo correlated some helpful dating tips for prospective daters, and they stress the need for the striking the right balance between staying on safe topics, posing searching (but not intrusive) questions and offering a little insight into your own life. So, ask and share about your hometown, food, hobbies in common, the venue you’re in…but most importantly, show that you’re interested in your date as much as that the fact that you’re interesting yourself.
BE AUTHENTIC
We’ve all, to some degree, told a white lie or two to appear more attractive. Past experience suggests that this doesn’t often lay a clear path to romance. Sure, you should be on your best behaviour when on a date with someone new, deploying charm and that twinkle of yours when it’s called for, but it’s equally important to resist the urge to play pretend. Let’s face it; you’ll be found out sooner or later.
Pretending to love Justin Bieber (who you can’t stand) just to score a second date is only going to waste both of your time if it’s all that initial spark was hooked on. Plus, you’ll have to listen to loads of bloody Justin Bieber for the rest of your relationship, and nobody wants that. If s/he doesn’t like you just the way you are, then they’re not the one for you anyway. Show your faults, your quirks and all the things that make you unique; they’ll likely love you all the more for it. And if they don’t, chalk it up and move on.
THINK OUTSIDE THE VENUE BOX
Once you move past that fumbled introduction (‘is really as tall as he claimed?’) it’s time to focus on the actual date. Though conventional and well-trodden, coffee shops or restaurants, (and certainly cinemas) aren’t exactly ideal settings for a date. In fact, they promote an awkwardness, a shuffling in the seat, which comes from that feeling that you’re both taking turns at interrogation.
A simple solution, we think, is to stick to venues which place you side by side or able to move (and escape). So, a restaurant with bar seating, which enables movement, sharing and interaction without being studied, is far better than a face-to-face affair. Even better, a visit to an art gallery, or somewhere which allows you to be more fluid, sheds that awkwardness straight off the bat.
ALCOHOL MAY NOT BE THE SAVIOUR
In your younger years, dates were defined by drunkenness. We don’t think we need to spell out why this doesn’t work when you’ve got longevity in mind? Let’s just put it simply; drunken encounters may not, in fact, after a decade of research to the contrary, yield the perfect compatible life partner. Instead, seek new connections at places and on occasions which don’t revolve around drink. In avoiding alcohol, something more meaningful might be formed.
DON’T BE DEFINED BY TYPE
‘He’s not my usual type’. Could there be an excuse more antiquated than this? Sure, primal urges often dictate decision making, but be honest, has having a singular type and dismissing humanity’s rich tapestry ever genuinely served you well? Cast preconceptions and assumptions out of the window, for good. By looking for a specific type of person, e.g. tall solicitors with dark hair, you could be missing out on the opportunity to meet Mr or Mrs Right, just because they’re short, fair-haired and not a solicitor. Make 2020 the year of a more open minded approach to dating. You might find yourself richly rewarded.
The widely regarded bleakest month of the year, January, is almost over. That said, if you’re like the majority of Brits, your carefully curated New Year’s resolutions ended long ago. Yep, every year with predictable regularity, it’s reported that January 12th is the date on which your pledges are most likely to be broken. But regardless of whether your month has been dry or wet, protein or plant based, lively or languid, there are still things you can do to keep control of your physical and mental health as the year really cranks into gear.
Today we’re thinking about those resolutions you – no, we all – made to get fitter. The most common reason for letting that one slide usually centres around the old work/life balance, and not having enough time. But just because you’re stuck in the office doesn’t mean you have to let your fitness suffer. We’ve teamed up with Feel Good Contacts and Personal Trainer, Badrul Islam, to bring you these; our 7 IDEAL tips for sticking to your New Year’s fitness resolutions when you’re stuck in the office.
BUDDY UP
Once you feel those fitness pledges slipping, and the urge to clock out fast at 5pm and into the arms of Netflix growing stronger, find a co-worker with similar New Year health goals so that you can support each other. Positive peer pressure is one hell of a motivator. Indeed, it’s easier to stick with your plan if a buddy is going through the same resolution and helps you to adhere to your schedule and nutritional goals.
Alternatively, suggest a fitness initiative to your management team. This would be a great way to get everyone involved and lessen any embarrassment of exercising at work. To things palatable to your seniors, you can sell them the old ‘productivity benefits’ line, to grease their capitalist cogs; they might even fund the drive for office fitness.
COMMUTE CONSCIOUS
Start your day by walking or cycling to work. If this is simply unrealistic due to time constraints and other commitments, then get off the bus or train a stop or two early and walk the rest of the way. If you have shower facilities at work and want to push yourself even harder, then why not jog to work? You could increase the stops which you alight at incrementally as you get fitter, accordingly. If you don’t have shower facilities at work, demand them. Failing that, at least try to jog part of the way home.
Not wishing to get all ‘manual handling’ on your ass – actually, your back – but you should bear in mind how you carry your bag on your daily commute. Try to spread the load equally between both sides of your body by wearing a two-strapped backpack which will allow you to maintain a neutral spine and prevent chronic gait imbalances. You could also make your walk to work even more challenging by adding extra weight to your bag so that you burn more calories.
If you’re driving, then park further away. Once you arrive at the office block, get your blood pumping by using the stairs instead of the lift. Every little helps here, it really does.
PACKED LUNCH
No more Meal Deals which leave you sluggish for the afternoon, oh no. Instead, bring your own healthy lunch into work. Meal planning and next day lunch prep is a great way to control your consumption and saves you money, too, as you won’t be resorting to the quickest, most expensive, and often least healthy option when you’re in a rush.
Chicken, turkey and egg-based lunches are packed with protein and will provide you with the essential building blocks for calorie burning muscles. Fish like tuna and mackerel are cost effective sources of protein thatwill also increase your energy and the omega-3 will help you to maintain a sharp mind and improve your eyesight.
Remember to supplement your protein with vegetables; not only are they much cheaper than meat, but they’re full of vitamins, minerals and guilt-free calories, all perfect for chopping up into snack-size pieces to keep you going throughout the day. Fruit, protein shakes, salads and natural fibre bars are also great snacks.
KEEP WATERED
Water; is there anything it can’t do? It’s one of the easiest ways to manage body weight and reduce your food consumption. To ensure that you’re consuming a sufficient amount of water, keep 2 bottles of the good stuff (1.5 – 2 litres) handy at all times, on your desk, full and ready for quaffing. This will leave you with no excuse for not drinking enough.
When full, your water bottles will also be a perfect substitute for dumbbells or weights; talk about killing two birds with one stone! Actually, don’t; you’ll annoy your colleagues with your talking or killing. And if you do need to drink something warm, then try non sugary herbal drinks, black coffee or even soup.
TURN DAILY TASKS INTO EXERCISE
Workout smarter, not harder, as they don’t say but should. Turn daily tasks into exercises. Instead of emailing or calling your colleague across the room, walk over to their desk for a face to face conversation. If you’re having a meeting, then suggest a standing meeting instead of that standard slouching one with biscuits. As well as getting you out of your chair, research shows that these types of meetings are a good way of increasing efficiency, making sure that the meeting doesn’t stretch to an hour when it can be done in half the time.
When you’re back at your desk, if it’s possible, stand up and do your work. Standing uses more muscles and burns more calories than sitting and it’s good for your back and posture. If you can’t stand and work, then at the very least stand up every 30 minutes to stretch your chest and extend your spine to reverse the hunched position of sitting.
We’re really on a roll here; use a towel or find an office broomstick to use for stretching. Holding the towel or broomstick with straight arms at either end, rotate back and forth over your head slowly. Doing this can help to open up your chest muscles and mobilise your back muscles. Stretching is vital for maintaining good posture, especially when working at a desk for several hours a day. It will also help to reduce back and neck pain significantly. If you’re feeling particularly energetic, then try some deskercise.
LUNCH BREAK WALKS
If you can manage to brave the cold weather, then go for a walk in your break. Use that longer lunch break for a workout; go to your local park for a power walk or run. Should you be new to the running game, then download the NHS’s Couch to 5K app, as it’s perfectly designed to ease you in gently. For a variety of exercises, look out for the communal gym equipment that’s now installed in many parks up and down the country. Failing that, you’ll often find monkey bars in the children’s playground where you can work on your pull-ups. Obviously, don’t hog them if there are kids playing who want a turn.
KEEP THAT MOTIVATION BURNING
Nimesh Shah, Marketing Director at Feel Good Contacts commented: “At Feel Good Contacts we know that if we keep ourselves healthy, we will be happier, have more energy, less sick days and are more productive. But at this time of year it can be difficult to motivate staff. So we have tried to implement simple things which do make a difference. For instance, we take it in turns to go to the local coffee shop. It’s a quick and easy way to get out of the office for some fresh air and a stretch”.
”Also, sometimes, when I have 1-1 meetings, I suggest we do this whilst walking, I find this encourages creativity and free-flowing conversation plus the added benefit of some physical activity. All staff are encouraged to wear smart but comfortable clothes and most employees come to work in a pair of trainers which comes in handy for the lunchtime power walk.”
Badrul Islam, Personal Trainer concludes: “Your health is more important than any amount of pay. So be mindful of the length of time you’re sitting. Doing so can mean a long and healthy career for years to come. In addition, prioritising a healthy sleep pattern over social activity, will increase your energy, speed up recovery and boost your productivity.”
Sometimes a task seems so enormous, so insurmountable, that it needs to be broken down if it’s to be a success. Assembling flat pack furniture, making your bed, putting things in the dishwasher…all tasks which require mental fortitude and rigorous planning, sure, but today we’re here to talk about something much bigger.
Yep, moving house is quite possibly the most stressful and draining thing that you’ll do in your lifetime, with bureaucracy and genuine heavy lifting competing to be the most burdensome. Make things easier on yourself by tackling each aspect on its own and with patience. Here’s how; our IDEAL life admin tips on 5 ways to prepare for moving house.
GET YOUR MAIL REDIRECTED
Man, all those bills, Brexit Party flyers and prompts to do your tax return; wouldn’t it be nice to let them all build up in your old post box? Sadly, this simply isn’t the solution. So, one of the first things that you should be doing when organising the big move is getting all your mail redirected to your new gaff. Some services will do all the hard work for you, for a price of course, but in our experience, it’s worth the fee to lessen the hassle. The Royal Mail runs the official UK redirection service for the princely sum of a minimum £33.99. Yep, all that just to receive more bills; proof yet again that the world is trying to shaft us at every turn. A necessary evil, unfortunately.
TELL YOUR BANK
Another thing that you need to do, pronto, is to inform your bank about the move. They can then update their records, and this will stop your information from falling into the wrong hands, as well as having information up to date and correct for any applications you make down the line and standing orders you might have.
If you have any kind of insurance, then this also needs transferred. If you’re not sure where to start with home insurance (a necessity, we’re afraid), then this guide forhomeowners insurance made easy will help you out. Of course, you should note that if you’re buying a new property, as opposed to renting, then you’ll almost certainly need to take out buildings insurance too, as this will be a condition of your mortgage contract.
CLOSE OLD UTILITIES & SET UP NEW ONES IN ADVANCE
If you’re to pay a fair price for your previous gas and electricity usage, then it’s vital that you provide an accurate meter reading on your moving day; you may even find you’ve been overcharged along the way and you’re due some money back. Result!
Setting up new utilities before you arrive at your new gaff is just as important. You settle into your new home, a little worn and argued out, and dusty from the move. All you want is a long, hot shower. All well and good until you realise you don’t have any hot water or electricity. Avoid this by setting up utilities in your name, in advance – from the day you move in – so you’ll be accurately paying for your usage and not the previous occupants’. Items such as your TV licence and internet provider can usually be simply switched over to your new address, so check out the feasibility of this in advance, too.
PACK EARLY & LABEL YOUR BOXES OBSESSIVELY
Though we’ve not seen a Marie Kondo episode dedicated specifically to moving house, we’re sure she’d recommend packing up your items methodically and logically, well in advance of your moving date. And her word on anything organisational is gospel, even if it’s imagined.
If you simply don’t have the time to get this done purposefully and ahead of schedule, then consider hiring a removal company to do all the hard work for you (just make sure you’ve pre-packed any of the more embarrassing items).
Though this can be an expensive step in the process, if you work long hours and don’t have the capacity to do it yourself, it can really lift stress levels. The team at Atlanta Home Movers suggest that ”A move to a new location is made so much more stressful when you don’t have a team you can rely on” and we couldn’t agree more. Sometimes, enlisting professional help is the smart move, even if it represents an investment.
If you are super organised, then it’s worth making an inventory of what you have in every single box and labelling it accordingly, making unpacking at the other end far easier.
DECLUTTER & STREAMLINE
Not every single step of this process needs to be stressful, heavy and burdensome. Instead, embrace the opportunity when packing up your worldly possessions to be ruthless. Ask yourself if you really, truly need to bring those childhood dolls with you? Is there really going to be room for three rice cookers in your new home’s kitchen cupboards?
Getting rid of the clutter and junk which has held pride of place for far too long can be a really valuable byproduct of moving house. As the old saying goes; ‘with a tidy house comes a tidy mind’, so embrace this chance to start afresh without that massive teddy bear you won for your ex-girlfriend at the fair or the box of vinyl you never, ever listen to. We’ve written about why decluttering is so important over here; check it out!
First things first, an apology. We’re aware that in the Great British tradition, even mentioning the rain can goad the weather gods into unleashing a downpour. But how about we don’t leave things to superstition and chance with this one?
In reality, it’s better to be ready for such an occasion than be caught outside, naked, with no umbrella and the safety of shelter an expensive Uber ride away. With that in mind, here are some options for keeping busy, entertained and dry during the approaching, inevitable April showers; our 12 places to spend a rainy day in central London.
Eat & Imbibe At A Covered Market
Artisan sourdough stalls. Tibetan tsampa sold off a trestle table. Tents peddling bowls of Hanoi style pho. Market saturation just doesn’t seem to be a term found in the London lexicon when it comes to food. And to its 8 million curious, hungry residents, that can only be a good thing. The appetite for new cuisines and Instagrammable bites, it seems, just can’t be sated in the capital. Supplying the demand most deftly are London’s many covered (see; rainfree) markets.
World famous Borough Market is a great place to start; the walk from London Bridge underground station to undercover, culinary nirvana is just a couple of minutes. Inside and around are great stalls, open from 10 till 5, and some great restaurants and bars to spill into once the market itself shuts up shop if you want to keep the vibe going late into the night.
Should you be struggling to find inspiration in the London Bridge area, then you might want to head slightly further afield, eastwards. Whether it’s Shoreditch, Spitalfields, Stoke Newington or Hackney Wick, East London is perhaps the hippest place for affordable, ambrosial dining and drinking options in the capital. Simply hop on the 35 or 149 bus on Borough High Street, and you’ll be in Shoreditch in around ten minutes. In the area, Spitalfields Market, Eataly, and BOXPARK Shoreditch all offer shelter and plenty of great refreshments.
We’ve also written a rundown of 10 great London markets here; do check it out.
Be Productive At A Co-Working Space
Have you always wanted to start a side business, learn a new language or write a book, but can never find the time to do it? When the weather is terrible and you have nothing else to do, there’s no excuse to keep procrastinating.
London is a hub of creativity and with that comes plenty of co-working spaces to help get those juices flowing. Some of our favourite spaces to work at include the Hoxton Hotel, which boasts large lobbies decked out with comfy couches and workstations, as well as WorkLife in Camden and Liverpool Street’s Storey.
The open 24 hours a day, seven days a week Soho Works in (confusingly) Shoreditch is a slick, sleek option if you’re cool with parting with the monthly membership fee of at least(!) £500. Hackney’s De Beauvoir Block is a more affordable £100.
Whether you’re writing an essay to submit to a journal or working on your first ever blog post, it’s possible to turn your rainy day into a productive one.
Explore The Barbican Centre, The City
When visiting the aesthetically striking, brutalist Barbican Centre, you’ll have to keep your admiration for the exterior architecture to a minimum if you want to keep dry. But it is truly stunning, and definitely worth closer scrutiny when the rain subsides.
Inside, there’s plenty to keep you busy, entertained and educated; this is Europe’s largest Arts Centre all housed under one roof after all. As such, the cultural choices are endless, with a concert hall, three cinemas, art gallery, theatre, the Museum of London and three dedicated restaurants, cafes and a bar. Hey, if they had a hotel here we’d recommend a full weekend.
Draughts Board Game Cafe, Waterloo
In Leake Street’s graffiti-covered railway arches, you’ll find Draughts Waterloo – London’s original board game café, now firmly established as a rainy day institution. There’s a newer outpost in Stratford too, overlooking the Olympic Park’s swan pedalos, but the Waterloo location has the atmospheric edge: exposed brickwork, a mezzanine bar, and the kind of underground den vibe that makes a grey afternoon feel like an adventure.
The collection spans over 1,000 games, from stone cold classics like chess to more esoteric options like Killer Bunnies and the Quest for the Magic Carrot. Monopoly remains a perennial favourite, though if you’d rather skip the three-hour family feuds and pass Go from your sofa, Monopoly Casino offers a digital, dry alternative.
Back in the analogue world, the menu is all cleverly curated finger food (Korean chicken wings, tacos) and perfect to pick at while never breaking stride on the board. Entry runs £7.50 off-peak or £9.50 at peak times for a three-hour session – under-12s go free. The beers, sadly, still aren’t.
Take Shelter In An Escape Room
What better way to escape the bad weather than to lock yourself in a room which is extremely difficult to get out from? London boasts over 120 escape rooms with the best a test of teamwork, individual and collective ingenuity, perseverance and many more skills you’d be proud to boast about on your C.V.
Each has a theme of sorts, with the best taking the tales long associated with the capital and spinning them into a modern adventure. Mission Breakout in Camden Town, for instance, focuses on the idea of a haunted tube station, or Sherlock: The Game Is Now (the location is a secret) channels perhaps London’s greatest mystery solver of all, Sherlock Holmes.
Visit The British Museum, Bloomsbury
One of the world’s oldest and most magnificent museums, The British Museum, offers a dry and educational refuge from the rain. With free entry, you can spend hours exploring the vast collection that spans over two million years of human history. Highlights include the Rosetta Stone, the Elgin Marbles from the Parthenon (whose presence has been the subject of much recent controversy), and the Egyptian mummies. The museum also offers special exhibitions, workshops, and lectures for those looking to dive deeper into specific areas of interest.
Babylon Park, Camden
No more waiting for the fair to come to town; you can simply hop down to this intergalactic adventure and amusement park in Camden Town. All the activity takes place indoors, so there is no chance of this event being rained off, and you buy ‘coins’ in advance through a mobile app to play the myriad arcade games.
The Faulty Towers Dining Experience, Bloomsbury
Fawlty Towers was one of Britain’s greatest-ever comedy series, and this 2-hour interactive production will immerse you in the show. It is set in a restaurant, and the audience is the diners. It does not replicate the TV scripts, but the performers inhabit the spirit of the inept hoteliers Basil, Sybil and Manuel.
Be prepared to be caught up in their madness as you dig into your three-course meal. The experience has received critical acclaim and runs until December. If that is not enough of Torquay for one trip, you could also book yourself tickets to the stage show, which opens on March 4th.
War Of The Worlds, The City
If you like your immersive events, throw in some virtual reality, and you can find yourself in another world. At the Jeff Wayne’s War of The Worlds Experience in London’s Leadenhall, aliens have descended, and you need to escape from them. The event boasts live actors, virtual reality and 5D effects to transport you to the centre of the action.
Discover the Wonders at The Natural History Museum, South Kensington
Escape the rain and immerse yourself in the wonders of the natural world at the Natural History Museum. Admission is free, making it an ideal retreat for curious minds of all ages. Be greeted by the awe-inspiring blue whale skeleton, Hope, as you enter the Hintze Hall and prepare for an educational adventure.
The museum is a treasure house of the planet’s history, from dinosaur fossils to the latest in environmental science. Interactive exhibits like the Earthquake Experience bring natural phenomena to life, while the Darwin Centre gives a glimpse into the work of scientists.
Children will be thrilled with hands-on activities, including fossil digs, while adults can enjoy the array of exhibitions, such as the Wildlife Photographer of the Year. With on-site dining options, the Natural History Museum offers a perfect blend of learning and leisure, making it a splendid way to spend a rainy day in London.
Science Museum Events, South Kensingston
London’s iconic Science Museum has a packed schedule of events, including after-hour events that allow you to take part in themed activities. However, one of the most popular attractions is the Power Up gallery, which pays homage to five decades of gaming and features more than 160 consoles.
This is the place to go whether you are a retro games fan or just fancy a wander down memory lane. You can play against friends, rediscover childhood favourites, or test out some of the next-generation interactive games.
Enjoy A Literary Retreat At The British Library, King’s Cross
The British Library is not only the national library of the United Kingdom but also one of the world’s greatest academic institutions. It’s the perfect place to enjoy a quiet day reading or researching. With over 170 million items, including books, manuscripts, maps, newspapers, magazines, prints, and drawings, the library provides an endless source of knowledge and inspiration. They also host regular exhibitions, many of which are free, showcasing some of their most treasured items and special collections.
The Bottom Line
London’s unpredictable weather patterns are no match for the city’s boundless indoor attractions. From the intellectual havens of world-class museums to the sensory indulgence of a massive feast, there’s an indoor activity to suit every interest and mood.
Whether you’re looking to expand your knowledge, unleash your creativity, or simply find a cosy corner to while away the hours, London’s indoor offerings provide the perfect backdrop. So next time the clouds gather, remember that a rainy day in London is just another opportunity to discover the hidden gems that thrive under cover. Embrace the indoors and let London’s vibrant spirit brighten even the gloomiest of days.
Are you the type of traveller still packing in the car on the way to the airport? Do you have a hard time figuring out which items you simply can’t do without? Do you ride your suitcase, Bucking Bronco style and wrestling with the zip, when it’s time to wrap things up and get going? If you’ve answered yes to these questions, then firstly, welcome to the club. But more importantly, it might just be time to take a different approach to your holiday packing. With that in mind, here are 8 IDEAL ways to save space in your suitcase when travelling.
PACK VERSATILE MIX AND MATCH CLOTHING PIECES
To reduce the load from the start, make sure you’re packing versatile clothing pieces. Ideally, you want to be able to pack items that can be mixed and matched with each other to give the illusion of fresh new pieces each day, when in reality you’re just skilfully pairing the same old clothes. A good way to go about this is to pick one colour palette and stick within those parameters when choosing which clothes to pack.
Denim is one of those materials which works with pretty much everything in the holiday setting, and can be styled to be casual looking, trendy, or even a bit more dressy. Accordingly, a pair of great fitting men’s slim fit jeans, such as these from EDWIN jeans, coming in a variety of styles and washes, or a similar style of female skinny jean, are ideal. These can be dressed up or down as the occasion dictates.
INVEST IN QUALITY LUGGAGE & REGULAR MAINTENANCE
A good suitcase holds all your stuff when you travel. Investing in a durable suitcase can save you space and, more importantly, prevent unwanted mishaps during your journey. But sometimes, even strong suitcases can get damaged after many trips. Instead of throwing away a suitcase because of a small problem like a broken zipper or wheel, consider fixing it. So, before you start packing, give your luggage a thorough once-over. Check the zippers, handles, and wheels for any signs of wear and tear.
Should yours be looking a little worse for wear, then consider seeking the help of a UK suitcase repair store to prevent the hassle of a malfunctioning suitcase on your trip. It is also more cost-effective than impulsively buying a new suitcase at the last moment. Moreover, a well-maintained suitcase functions more efficiently, making packing and unpacking smoother experiences.
USE TRAVEL-SIZED TOILETRIES
Let’s be honest; you don’t really need to be lugging around all of your shampoo, conditioner, body wash and the rest. Instead, go for travel-sized toiletries. Better still, look for mini-sized, reusable containers that you can fill up at home, saving you a little pocket money and reducing your plastic use in the process. Result! On that note, check out these sustainable, plastic free products we’re into right now.
LIMIT YOUR FOOTWEAR OPTIONS
When you think about the one item that takes up the most space in your luggage, it’s got to be footwear. However much Tetris you play with interlocking loafers or stacked sandals, shoes tend to be heavy and bulky, and it’s not like you can just roll or fold them up to save space.
Be ruthless in the amount of footwear you’re taking. Ideally, you just want to pack one pair and wear your other pair for a short trip; one for strolling and one for the evenings out. Much more than two is going to get far too cumbersome, though you can use the inside of your shoes as extra packing space in your suitcase, putting your socks or other small items in them, if you do want to justify bringing more.
TRAVEL IN YOUR BULKIEST ITEMS
Though you may value your comfort when passing through security and settling into your plane seat, it’s sensible to wear your bulkiest clothing items while in transit. Yep, all of them, even if this means layering up in several jumpers and moving through the airport like Michelin Man. Actually, to be honest, if you’re travelling by plane, these layers could well be welcome; it gets awful chilly up there.
ROLL & FOLD
Are you a roller or a folder? Perhaps you swing both ways. Well, we actually like to think it’s a little more nuanced than that. In general, rolling lighter clothes like t-shirts, skirts and underwear works a treat, and you can stuff them into the nooks and crannies of a suitcase (including those shoes we mentioned earlier) which a folded item just couldn’t wriggle into. But with the bulkier stuff, folding is the better space saver, as keeping those padded items as flat as possible amounts to less space filled. A little from column A, a little from column B, we think. And who said compromise was dead?
MAKE WISE USE OF YOUR CARRY-ON BAG
Most people tend to travel with more than just their suitcase; typically a carry-on bag or hand luggage. The temptation here is to keep the bag on your back light, since security checks can be such a pain and unwarranted paranoia about being frisked always kicks in. But carry-on bags can provide you with additional space for packing, and as such, should be utilised. Keep in mind that specific airports and specific airlines have restrictions and rules in place as to what can go in a carry-on, how big the items can be, and how they need to be packed. Be sure to look into all the rules well in advance of travelling.
DIVIDE & RULE
Don’t you hate how fast your holiday hotel room becomes a bombsite, with clothes strewn all over the shop, and some inadvertently left behind, just because you couldn’t find your mascara in the mayhem? Yep, us too. Some lightweight suitcase dividers will see you right, enabling at least the illusion of some organisation in that bag of yours. Tidy suitcase, tidy mind, and all that.
And with that, you’re ready to roll on. Before you switch on that aeroplane mode and hassle the air steward for a g’n’t, check out these; our tips for surviving long haul flights. Happy holidays!
Okay, we appreciate the irony here. You’re probably sat at your desk reading this, rushing through a lunch which could be a little healthier, when you could be out for a walk and getting some fresh air. You may be hunched, perhaps slumped, and we’d hazard a guess you’re nursing a caffeinated drink, rather than something healthy.
Indeed, the office and a sedentary life seem to go hand in hand, with an astonishing 81% of UK office workers spending between four and nine hours at their desk each day (that’s a whole 67 sedentary days in total). And the risks associated with this level of inactivity are huge, with reports last year suggesting that sitting down for too long could be causing 70’000 UK deaths per year. Things need to change in the workplace, and with that in mind, here are 5 IDEAL ways for office workers to stay fit and healthy.
RETHINK YOUR COMMUTE
The daily commute, particularly in the capital, just seems to eat up so much time which could otherwise be spent keeping fit and healthy. But if you reframe how you think about that commute, it can actually present a great fitness opportunity.
For commuters who are lucky enough to be within walking, running or cycling distance of the office, for heaven’s sake, abandon the car, bus or train and make the most of it! If you don’t want to take this option every day, even just a return journey a few times a week which raises the heart rate could help boost your fitness levels and keep those threats from a sedentary lifestyle at bay. And if you aren’t close enough for this to be feasible, try getting off a couple of stops earlier than normal and walking the remaining distance to work.
CALISTHENICS & COLLEAGUES
If you’re not blessed with a gym at – or near – your office which is easily accessible during breaks, then fear not; there are still smart ways you can keep active during your working day. Getting ripped on company time? Count us in!
Many exercises make use of calisthenics (using your own body weight and very little equipment to build muscle) and there are a variety of simple routines which will show you how to stay fit at your office desk. For example, find a sturdy, secure chair and do some dips. Or, position yourself on a swivel chair and spin, using only your core to propel you. The result? Well, if you do enough, some toned, defined abs.
What’s more, you can enlist the help and support of colleagues in keeping fit. Suggest runs during lunch breaks and trips to the gym after work as group. This peer-to-peer motivation can really make a difference to your commitment.
KEEP STRESS LEVELS LOW
Because a healthy mind equals a healthy body and vice versa…it’s all inextricably linked, right? It’s vital, then, that you keep on top of that workplace stress. With over half a million workers in the UK last year saying they suffered from stress, depression or anxiety, it’s something of a national epidemic. Having the tools to confront that feeling of being under pressure head on and methodically will help you keep holistically, wholly healthy, we think. As such, we’ve written these tips about ways to beat workplace stress; check it out!
HYDRATE ON THE HEALTHY STUFF
Coffee anyone? It’s a question which soundtracks the working week in every office across the country. It’s no wonder you can spell coffee from the word office. Well, nearly. And while there are often reports concerning the subtle health benefits of the good stuff, it’s not wise to treat it (or the nation’s other favourite drink, tea) as a substitute for water.
Indeed, experts recommend that you should be aiming to drink at least eight glasses of water a day to avoid dehydration, boost energy levels and even keep your skin looking radiant and glowing. Avoid quenching your thirst with sweet stuff, even fruit juice, as these don’t actually hydrate you efficiently and can cause a spike in blood sugar levels.
POSTURE POINTS
We’ve probably all heard the term ‘tech neck’ by now; the physical stress caused to the neck and upper shoulders by peering into a device. You’re probably doing that right now, huh? Yep, us too. Having bad posture when sitting at a computer is something nearly all of us are guilty of; it’s a short-term relief provider from the aches and pains accrued throughout a day of sitting and typing. Ultimately though, it can lead to long-lasting damage, causing issues with sleep and exercise which can have a more all encompassing, negative effect on your health.
When sitting at your desk, imagine there’s a string attached to the top of your head that’s pulling you up, like a puppet, and allow your spine to follow its natural curvature accordingly. Avoid the urge to seek momentary comfort in a slouch, and really sit back in your chair, at the bottom, rather than perching on the edge of it. Don’t be afraid to ask your employers for an ergonomic chair or stand up desk to really encourage both better posture and a little additional activity.
*This article is not intended to replace medical advice, diagnosis or treatment given by a qualified health professional. Instead, this article only provides information, not advice. For any medical enquiries, always consult your GP first*
Whether you’ve recently moved into a new property or you’ve been in your home for many years, it’s only natural to want to feel a sense of pride about your domestic space. No matter who walks through the front door, you will want to have a living space that’s inviting, warm, and cosy. Giving your home some TLC can totally transform its atmosphere and your mood. With that in mind, and if you’re ready for a makeover, then here are 5 IDEAL steps to creating the perfect living room.
SPECULATE TO ACCUMULATE
We spend a lot of time in our living rooms. Indeed, it’s where we put our feet up after a tiresome day at work and where many of our cherished memories take place. As such, it might well be worth investing in this space to make it the ultimate haven. Once it’s an agreeable place to hang out, you may find you actually save money as you’re less tempted to go out.
Moreover it’s a piece that sees a lot of action; the course of the average 11-year old sofa has had 2,728 drink and food spillages on it, will see couples kiss 2,105 times, families sit down to watch 3,135 films, people read books for 2,728 hours and 2,299 hours – which are equal to almost 96 days – of phone conversations. Since it may be one of your most expensive purchases, you may want to consider visiting a company like Loan Pig who can offer you £300 or £500 loans, which can help you start your project.
GET THE BALANCE RIGHT
To bring your living room to life, it’s important that you invest in furniture that’s both practical and sensible. Balance is key to ensure your living room doesn’t look too empty or overcrowded. Whether it’s finding the right sofas or picking the perfect coffee table, you’ll need to be realistic about how much space you have first to make sure your living room isn’t filled with clutter.
If you’ve got your heart set on a sofa or other piece of furniture, and before you get carried away, it’s important to size it up. Check all the measurements before making any decision. Ensure that the furniture you buy is proportional to the size of the room and will fit comfortably in the space you’ve designated for it.
PICK A COLOUR THEME
Bringing out your creative side and picking a colour scheme for your living room that matches your style and personality is key. When choosing a colour, bear in mind the psychology of colour when it comes to choosing your piece as different colours evoke certain feelings and elicit certain reactions. Yellow, for instance, is uplifting and associated with happiness and sunny dispositions while blue is known to soothe the mind because of its cool, calming and relaxing effect.
PERSONALISE WITH ACCESSORIES
Once you’ve chosen your colour theme, pick decorative accessories with accents of that colour. Indeed, throws, pillows, rugs and even vases for flowers can give a home personality. An easy way to add that personal touch to your living space is with paintings and pictures. Art has a transformative effect in any room and evokes powerful emotions. And as such, different pieces can instantly change the atmosphere of a room. For example, abstract art featuring geometric forms and bold colours can add vivacity and character to a room while impressionistic pieces can add a whimsical, tranquil vibe.
Art doesn’t have to match your room. After all, contrast can keep a living space exciting and new. Should your living area comprise of mainly neutral colours, consider purchasing a bold abstract piece that contrasts and sets off the space to add brightness and flair to the room. Equally, if your room lacks natural light, choose a piece that will lighten it up.
It’s also important to remember that modern rooms with contemporary furnishings can take modern art and vice versa. So, by purposefully placing contemporary art within a period home, striking results, freshness and a new lease of life for the interior can be achieved. As far as we’re concerned, it’s often better to mix things up for added intrigue.
AMBIENT LIGHTING
With the living room seeing so much action, you’ll want to invest in the right light fixtures to brighten up your space during the night. If you don’t have a lot of room to play around with, the right lighting can often make a small space appear bigger. You should also invest in mirrors that you can place opposite the windows, which allows light to bounce back into the room. No one wants to have a dark and dull living room (especially during the day) so try and bring as much natural light as you can into your living space.
Whether you’ve been at work, running around after the kids or running daily errands, having a living space where you feel calm and content in is important, therefore, sprucing up your living space can make all the difference and create a room that you can use to entertain guests.
Veganuary, Dry January, various resolutions…it’s all just about the come crashing down in a blur of g’n’t, steak and gym avoidance. Don’t let it be this way; you’ve done so well. Indeed, though new research recently released by Love Fresh Cherries and Opinium shows that a third of Brits (34 per cent) find it difficult to stay positive in January, there are ways to exit this gloomiest of months with spirits high (no, not that gin) and goals aligned for February.
One of the main ways to keep focused and happy is through a continued healthy diet. Though that needn’t mean continuing to be completely plant-based in your approach as the year gathers pace, carrying on with that holistic, healthy approach to eating which Veganuary inspired is certainly no bad thing. With that in mind, here are 7 IDEAL foods to boost your mood.
CHERRIES
As nutritionist Anita Bean succinctly puts it, “we all have times when we feel down in the dumps, but lifestyle factors such as eating a healthy diet containing lots of fruit and vegetables, being active, getting outside in the fresh air as much as possible and spending time with loved ones can really help to lift our moods”.
This is where cherries come in; these magic fruits help your brain to produce the mood-enhancing hormone serotonin, ideal for regulating your emotions and keeping your outlook positive. They are also a rich food source of the hormone melatonin which promotes healthy sleep patterns. What’s more, they’re absolutely delicious. Result!
NUTS
Studies have shown that eating a handful of nuts every day can increase levels of that lovely serotonin we previously mentioned, the hormone that makes us feel happier and decreases feelings of hunger. Indeed, research has even suggested that cashews can fight the symptoms of depression. Great news for those who love the elliptically shaped nut.
DARK CHOCOLATE
Wonderful news for chocoholics everywhere, the dark stuff (70% or above, all the way, amirite?) contains high levels of phenols, which cause the brain to release endorphins and boost mood. Of course, it’s important to bear in mind that chocolate is high in calories, and low mood might follow a binge, so keep portions small.
OILY FISH LIKE SALMON, SARDINES AND MACKEREL
Phew, we thought it was going to be another month of enforced abstinence on the meat and fish front, but thank the lord, we have an excuse to eat fish again! This is because the oily stuff contains high levels of omega-3s, low levels of which are linked with depression. Omega-3s are important for the proper function of the brain and can also have a positive impact on mood.
Is there anything the humble banana can’t do? It arrives complete with its own, natural packaging, and even when they’re overripe, they can be used in amazing leftover creations (banana bread, we looking at you), but most importantly of all for this piece, they’re high in tryptophan and vitamin B6, essential for making serotonin whilst also containing carbohydrates, which trigger the production of insulin and raise serotonin levels in the brain. They look funny, too.
PUMPKIN SEEDS
Sure, most of us scoop out those seeds when we’re carving up a pumpkin or squash, and send them straight into that compost bin of ours, but hold it right there. They are one of the best sources of tryptophan, which is the building block for serotonin (our happy hormone), so instead, roast up your pumpkin seeds with a little oil and enjoy as a delicious, depression-busting snack.
Leave those preconceptions at the forecourt; not all petrolheads fit the stereotype of a Saxondale-esque figure or some reactionary oafs off Amazon Prime. Indeed, people from all walks of life (well, perhaps ‘walks’ isn’t the right word) find great enjoyment in their car, preferring to spend their weekends either caressing it in the drive under hot, soapy suds, or by exploring the open road, with the windows rolled down and the Springsteen on full blast.
If you have someone in your life who loves their vehicle more than they do you, and they have a special day approaching, why not surprise them with a gift dedicated to their beloved four wheels? We’re here to help with the decision making; our 6 IDEAL gifts for car enthusiasts.
A HUD (HEAD-UP DISPLAY)
Here’s a heads up; if you want to keep up to date with the latest gadgets, among the very latest tech you buy is a Head-Up Display. This innovative gadget allows a driver to view their important information, such as the speed and navigation, without having to look away from the windscreen at any point. James Bond, eat your heart out.
Indeed, an HUD is an ideal way to beat distractions while driving, making sure that all you need is in front of your eyes, with most standard HUDs working by projecting from a device onto the windscreen when it’s placed on the dashboard. While newer cars are now coming equipped with this technology, should you prefer to drive a vintage model, you can purchase a device to adapt your vehicle. What’s more, they aren’t too expensive and can be connected to your iPhone using AirPlay or your Android using Google Cast.
A MOTORCYCLE COURSE
Yep, we understand we said four wheels, but the open road can sometimes feel even more freewheelin’ on two. It’s for this reason that purchasing a professional motorcycle course could be the ideal gift for that petrolhead in your life.
To join a motorcycle course, applicants will need a valid driving licence which permits them to ride a motorbike and safety clothing, which includes a helmet, motorcycle jacket, gloves and waterproof trousers. Much like learning to drive a car for the first time, it’s possible to learn to drive either an automatic bike or a manual.
Make sure your loved one is aware of the differences before they get started on the course. In the long run these courses can help with multiple other aspects, even the financial ones. For example, if they’re looking to work their way up to a performance bike, superbike insurance can be made cheaper as the experience counts for a lot.
DASHCAM
It’s only natural to worry about loved ones on the road, particularly when their personality is somewhat defined by their love of putting the pedal to the metal. To make sure they’re safe and out of trouble, consider investing in a dashcam. This device has significantly grown in popularity over the past few years as it enables drivers to have a record of what occurs while they’re driving, meaning any accidents can be settled quickly by having evidence on hand.
Not only do dash cams help in the event of an insurance claim, but in some cases, insurance companies will actually lower the cost of your insurance should you have one installed, as it’s reported that dashcams make those behind the wheel drive safer.
A KEY FINDER
There’s nothing more frustrating in the morning than trying to leave the house in a rush, only to find you’ve misplaced your keys. That’s where a key finder comes into its own. With modern technology, you can connect the device – usually no bigger than a key fob – to an app on your phone, allowing you to locate your keys quickly and easily. A popular model even plays a distinctive tune when you get closer to your keys to help guide you to the exact location. Wow! No longer will your loved one be running up and down the stairs hoping the keys magically appear before they are late for work. And what better gift can you give (to yourself, too) than that?
A PORTABLE POWER BANK
Those truly in love with the road may well already have this hidden away in the boot. If not, however, a portable power bank makes for an incredibly handy and thoughtful gift. No one wants to be stuck in the middle of nowhere awaiting a tow truck, so gift your loved one with this and ensure they can restart their car, wherever they are.
Today’s portable power banks can also be handy for charging your phone should you run out of juice while out driving, or even charge your laptop on a business trip away. This particular present may be a bit more pricey, but in this instance, investing more money is certainly worth it. Look for one which is easily rechargeable, as well, so your car-loving loved one can keep it fully ready at all times.
DIGITAL GIFTS
In an age where convenience is king and the digital realm offers endless possibilities, why not consider a gift that can be delivered straight to their inbox? For the car enthusiast who has everything, a digital gift can provide them with a wealth of resources and services at the click of a button.
One particularly thoughtful digital gift could be a subscription to an exclusive online automotive magazine or a membership to a virtual car club, where they can connect with like-minded individuals, share stories, and gain insights into the automotive world. These platforms often feature rich content, including in-depth articles, high-quality videos, and interactive forums, catering to the diverse interests of car lovers.
For those who are considering buying or selling a vehicle, hooking up a loved one with a service that offers comprehensive car shipping quotes could be incredibly valuable (if not a little dull). It’s a practical gift that can save them time and hassle. By gifting access to a reputable platform, they can easily compare different car shipping services, ensuring their precious vehicle is transported safely and efficiently, whether it’s a classic car heading to a show or a new purchase making its way home.
Digital gifts also include a range of apps that can enhance the driving experience. From advanced GPS navigation apps that offer real-time traffic updates and route planning to performance tracking software that analyses driving patterns and vehicle health, there’s an app for every aspect of the automotive enthusiast’s life.
The beauty of a digital gift lies in its immediacy and the fact that it can be enjoyed anywhere, at any time. It’s a modern solution for the car enthusiast who appreciates the blend of technology and motoring.
THE BOTTOM LINE
Selecting the perfect gift for a car enthusiast, whether tangible or digital, not only requires an understanding of their passion but also an appreciation of practicality and safety. From motorcycle courses that sharpen riding skills to advanced gadgets like dashcams and key finders, each option offers a blend of excitement and utility. Portable power banks emerge as indispensable tools for those with a penchant for road trips, ensuring readiness in any situation. Meanwhile, digital gifts like online automotive magazine subscriptions and comprehensive digital services contribute to the enrichment of their automotive passion with convenience and innovation.
In the UK alone, nearly 15 million business trips were made in 2018, and in the US, 405 million are taken each year. As the global marketplace continues to grow, so will that figure. For any business, necessary foreign travel can comprise a significant portion of the expenses budget, not to mention the carbon footprint guilt we should all be feeling.
For the sake of the environment, as well as the sake of that budget, then, businesses should always be looking at whether sending an employee abroad is strictly necessary or whether the power of technology, such as through video conferencing, would not do the job just as well. Yep, though the necessity of the business trip isn’t going anywhere, it can take on new and exciting forms. It needn’t be quite so costly, either. With that in mind, here are 5 IDEAL tips on how to save money on business trip expenses.
BOOK EARLY
Booking early is not always possible in the business world, where a situation can sometimes require an immediate response, and the pressure of deadlines and last minute decisions seems to be worn as a badge of honour rather than a reckless rush. But when a trip has been planned well in advance, or an upcoming business engagement has been mooted for some time, it makes good financial sense to book travel and accommodation as soon as plans are shored up.
USE PREPAID BUSINESS CARDS
Allowing your employees to take a conventional company credit card for use abroad is an expensive way to give them access to local currency, because each time they use the card they’ll be paying a local currency conversion charge. Also, there’s a sense of carte blanche granted in a foreign country which few can resist taking liberties with (IDEAL bosses, we hope you’re not reading this).
A prepaid credit card, such as the Soldo card, however, can be loaded with the required currency in advance and the exchange rate is locked in at that point. This gives employers the opportunity to load the card at a time when the exchange rate is good. The possibility of an employee overspending is also prevented because the card only carries a set budget. The employer can monitor spending (useful for bookkeeping and security, rather than some sinister Big Brother stuff) by means of the payment control dashboard, and should the card be lost or stolen, it can be frozen immediately.
SIGN UP FOR AIRLINE LOYALTY PROGRAMMES
Airline loyalty programmes are free to join and offer benefits aplenty. Signing up to them for your business seems a no brainer. The points collected can be used to pay for discounted flights, lounge passes, seat upgrades, hotel stays, car rental or shopping brands associated with the airline. Be aware that points can be used to pay for flights but not the flight taxes and because the largest proportion of taxes are incurred by economy flights it may be better value for you to travel business class in such instances.
There are considerable savings to be made by taking the time to shop around. Though the business world is a cutthroat environment of growth and constant productivity, taking a moment to take a look around and compare will often yield significant savings. Which airline you use, which airport you fly from and which days you travel on will all have a significant impact on the cost of your journey, so keep an open mind and an eye away from the clock on this one.
CONSIDER AIRBNB INSTEAD OF A HOTEL
Will your company’s image be adversely affected if your employee’s stay in an Airbnb rather than a corporate hotel situated near the airport? Probably not, let’s face it. According to Airbnb figures, companies that use their service save an average of 49% compared with the cost of staying in a hotel. A well chosen Airbnb property may actually be more convenient and provide a much more pleasant experience for your employee than the choice of a conventional corporate hotel, so banish those corporate assumptions and go for something more personal.
Having kids isn’t cheap. Recent figures suggest that the cost of raising a child until the age of 18 is £75,436 for a couple and £102,627 for a lone-parent family. And if you throw childcare into the mix, then these costs rise even more. And what about university fees? Yep, it all mounts up, and we don’t think it’s putting it lightly to say that things can be tough for families with a new baby. But don’t panic, becoming a new parent should be a happy and exciting time. With that in mind, here are 5 IDEAL financial considerations for new parents.
BUDGETING FOR YOUR BABY
For something so tiny, it’s surprising just how many things your baby needs – a buggy, a cot, a constant supply of nappies, new clothes with every growth spurt…the list goes on and gets no cheaper. Getting to grips with your finances early on is vital, and this is most successfully achieved by creating a diligent, detailed budget which leaves no stone unturned (and no nappy unaccounted for).
This doesn’t just mean putting aside extra money for your baby’s ever changing needs. It also requires parents to make sacrifices, savings and changes to their lifestyle. Within the budget, the baby comes first, so those long weekends in Paris, Friday night trips to the pub, Xbox treats…they’re all going to need benching. It’s also prudent to check if there are any new benefits you may be entitled to; maternity allowance, paid time off for antenatal care, statutory maternity pay…it’s all there. Check out the Money Advice Service’s guide to new parent entitlements for more information.
SETTING UP SAVING ACCOUNTS
And we don’t just mean a pink piggy bank. It’s a good idea to set up an account with a bank or building society on behalf of your little one and stash away a little money every month to help your child when they reach adult life. You can also give them a little responsibility for their savings account when they’re a bit older and in charge of pocket and birthday money, which can help them to learn life important lessons about budgeting.
There are different types of saving accounts available including instant access and fixed savings. The former means you or your child can withdraw and deposit money at any time, however as you’ve probably guessed, interest rates aren’t that good on these ones. Fixed savings often run for a set amount of time and pay a higher interest.
Other options include Junior Cash or Stocks and Shares ISAs which are tax efficient ways to save money for your child. Junior Cash ISAs are more or less the same as savings accounts, however the interest is tax-free and the money is locked up until your child is 18. A Junior Stocks and Shares ISA is a savings account that allows you to get involved in a range of investments, but this carries a little more risk.
TAKING OUT LIFE INSURANCE
When someone mentions life Insurance, the first thought that pops into our head is the question of whether or not it’s really worth it. Then the second thought; let’s change the subject. After all, our own mortality isn’t something we like to face. However, the morbid truth is that we’re all going to die and when you have little ones, life insurance is something you need to consider. If at some point down the line your family relies on you financially, then the answer to that question of ‘is it really worth it?’ is probably yes.
Life insurance, however, can be a minefield, with dozens of different types to choose from. One such type is family income benefit insurance. Instead of paying out a lump sum in the event of your demise, it pays out as a regular income over a set period of time, which may help your family to make the money last for longer.
SAVING FOR CHILD CARE, SCHOOL & UNIVERSITY FEES
Sorry to keep throwing stats at you, but since the average cost of sending a child to nursery is over £100 a week, and extra curricular activities for older kids can cost parents a staggering £28,000, it’s something we have to talk about. And while university may be a long way off, it will come round sooner than you think. The years fly by, make no mistake, and it’s vital to be realistic and aware of just how much this stuff costs.
But firstly, let’s talk about childcare. Fortunately, help is at hand in the form of ‘approved childcare’, though the process can be a little complicated, so consult it in good time should you need to access such assistance. You may be entitled to 30 hours free childcare a week, but this is dependant on your employment situation, how much you earn, and your nationality. Check in with the government website on the matter to find out more.
Thinking further forward to higher education, it’s important to realise that the world may well be a very different place in 18 years. Right now, tuition fees sit at around £9000 a year, but maintenance loans are available, and are means tested according to parental contributions. But many new parents choose not to wait until that time, instead opening a bank account often affectionately called a ‘nest egg’ soon after the child is born to mitigate the costs later down the line. It’s claimed that £60’000 may be needed in total for one child’s study, which equates to £170 a month for 18 years, assuming 5% interest accrued. Food for thought, indeed.
SUMMER HOLIDAYS & RAINY DAY FUNDS
With all the other serious financial considerations, it’s easy to overlook other, perhaps a little more frivolous, things that matter the most, such as summer holidays and Christmasses spent together. However, they do matter, especially for children, with research showing that a simple break can help build family relationships and improve children’s learning and behaviour in school, as well as giving you a much needed rest, too.
From the quintessential British seaside holiday complete with fish and chips, to camping holidays on the continent or perhaps a far flung adventure here and there, holidays offer an enriched environment for the whole family and a chance to truly bond. It’s never too soon to start saving, so become a savvy holiday maker and deposit a little every month into a designated account for holidays and fun. Having a break to look forward to can be a very welcome light in the difficult first few months of new parenthood.
As the pledge of a thousand regretful hangovers goes…‘what happens in Vegas, stays in Vegas’. But if that were as religiously adhered to as the misbehaving bros wished, then we’d be seriously lacking in advice, tips and tricks on how to get the most out of the seemingly impenetrable Sin City. Fortunately, we’re here to help, with these 11 IDEAL tips for a weekend in Las Vegas.
Enjoy A Buffet…
It’s important to remember that Vegas isn’t all about the gambling. In fact, there’s entertainment to be found on every corner – some more salubrious than others – and enough food to satisfy even the greediest person’s appetite. And since Vegas is full of them, that’s a good thing.
The buffets, of course, are world renowned, but be warned; dinner services, in particular, can get seriously busy. The city has dozens of all-you-can-eat orgies and it’s a common sight to see people waiting for over an hour for that never ending spread. Some of the best ones include:
The Buffet at the Wynn, where you can expect to find more than 90 dishes including traditional American fare like ribs and mac & cheese, ribeye steaks sliced to order, and even fancy tacos.
The Bacchanal Buffet at Caesars, where you’ll find dozens of different cuisines all under one roof. Their weekend brunch menu is particularly popular, serving up red velvet waffles, green tea pancakes and vanilla French toast. Oh, and their egg and omelet bar is egg-traordinary good.
The Sterling Buffet at Caesars is the best place in town for surf and turf. Here you can feast on an endless selection of Alaskan king crab legs, lamb, lobster tails, prime rib, sushi, fresh-shucked oysters and so much more. Yum.
Other top buffet options include Wicked Spoon at the Cosmopolitan, Buffet at the Bellagio and Carnival World Buffet.
That said, you’d be mad not to look beyond the buffets at some point during your stay. Las Vegas is one of the world’s premier places for fine dining, attracting top notch chefs from all over the globe keen to cash in on the city’s hunger for opulence and indulgence.
If you’re after a blowout meal, then Restaurant Guy Savoy at Caesars Palace boasts a particularly extravagant menu. The restaurant is designed to be a replica of the renowned chef’s Paris flagship, with the City of Light and the Neon Capital of the World sharing many of Savoy’s signature dishes.
While The Strip is of course home to an array of all-encompassing eateries, there’s more to the food in Vegas than this three-mile stretch. Head over to The Fremont East District of Downtown Vegas to find up and coming chefs trying out new and innovative concepts. It’s where you’ll find us eating when in Vegas, too.
First things first, little fishes, fear not. We were all new to the table once upon a time, so before you start staking big bucks and acting the whale, it’s important to get to grips with the rules and nuances of each game.
Though you could have a low-stakes flutter with your friends before you leave to familiarise yourself with the ins and outs of the game, or learn poker online prior to actually committing any money at the tables, do be aware that most of the heavyweight casinos on The Strip offer gaming lessons, so get yourself prepped and primed or you’ll be fluttering like a pigeon.
And here’s one quick lesson to help you get started; the well-known, perennially prescient phrase that ‘the house always wins’ should be one which you keep in mind throughout your trip. No matter how lucky you may be one day, the casino is still, and will always be, winning.
Budget For Bets, But Not Booze
It’s simple economics that if you stick around long enough in a casino, you’re going to spend more around the table than at the bar. The ‘house’ will take advantage of this; if you spend some time at the table, then they’ll start to ply you with booze. So, no need to delve into your pockets for drinks if you’re betting. Simples.
Remember, though, that it’s best to keep your wits about you and stick to your budget, even when a little light headed. And despite the ‘party now, pay for it later’ mantra of Las Vegas, dp try to behave; you don’t want to be 86’d for playing the prat, after all.
Dress With Extremities In Mind
Las Vegas is hot – you’re in the middle of the desert, after all – and you might be doing a bit of walking between venues, so dress accordingly. However, indoors the A.C is on full blast, 24/7, so pack a light jacket, too, or you’ll be sweating one minute, shivering the next.
Wear A Watch
It’s also easy to lose track of time in a room with no windows, no clocks and abundant distractions. Add to that the fact that mobile phones are banned (or, at the very least, discouraged) around the table, and you might find your weekend is over and you haven’t eaten, slept or left the first poker table you sat down at. A simple solution, then, is to wear a watch.
Fill Your Day With Wholesome Activities
New York may be nicknamed The City That Never Sleeps, but we think Vegas has equal claim to that title. That said, Vegas isn’t just about casinos and nighttime fun.
Providing the perfect antidote to all the noise and light pollution of Vegas proper, there are some beautiful day excursions to be had, including a trip to the Grand Canyon, the Hoover Dam, Springs Preserve and Red Rock Canyon.
If you’re missing the bright lights after your foray into the countryside, take a tour through Las Vegas’ famous Neon Graveyard when you’re back in town. Here, the signs from old casinos and other businesses in the city are laid to rest, and it’s a fascinating, eerie spectacle.
If you’re hungover or it’s simply too hot to do any of the above, why not spend the day cooling off from the sweltering heat at one of Vegas’ many hotel pools?
Or, if you’re after an educational way to fill your days, then visit one of Vegas’ many museums. We’d recommend the Mob Museum, where you can learn about the history of organised crime and its impact on American society. Here, you can even listen to old FBI tapes and take a prohibition distillery tour, sampling the museum’s very own moonshine along the way. Wow!
Vegas Etiquette: Costume Courtesy
A highlight of Vegas (or hassle, depending on your perspective) is the costumed street performers who line the strip. Anything goes here; you’ll see Disney characters rubbing shoulders with Marilyn Monroe lookalikes who in turn are conversing with someone tattooed to look like a tiger. This is all part of the over-the-top sense of place here, and you might feel compelled to have a photo taken with them. Fine, and fun too, but do remember to show your gratitude with a tip, or things can get a little hairy.
Give A Little Back
A dark side exists away from the strip; one of vice, addiction and homelessness. Spare a thought for those less fortunate than you, and less able to splash the cash with an abandon so juxtaposed with the living conditions of the city’s homeless community. Instead of chasing losses you’ll never catch, why not reserve that one final wager from the bankroll as a charitable donation, and reclaim just a little bit of karma in the process.
Take Advantage Of Player Rewards Programs
Before hitting the tables, it’s worth doing your research – just as many savvy players check reviews of online casinos before playing digitally, you’ll want to understand Vegas casino rewards programs prior to arrival. Nearly every major casino on The Strip offers one, and they’re typically free to join. Often, they’re integrated with the best casino sites online, even. These programs can provide significant value through comped meals, room upgrades, free show tickets, and other perks based on your play.
Even if you’re not planning to gamble heavily, the points you earn from modest gaming sessions or even dining at casino restaurants can add up to worthwhile benefits. Plus, many casinos offer special promotions for new members, so you can start enjoying perks right away. Just remember to always use your player’s card when gambling or making purchases within the casino property to maximize your rewards.
This tip fits well with the article’s practical, money-saving approach while acknowledging the gaming aspect of Vegas that’s mentioned throughout the piece. It also aligns with the article’s focus on making the most of what Vegas has to offer beyond just gambling.
Your Vegas Bucketlist
If you’re a bucket list type of person, there are some iconic experiences in Sin City that simply shouldn’t be missed:
Get married by an Elvis or Cher impersonator – You don’t actually have to get legally married, as some chapels in Sin City will perform a ceremony without a marriage license. If you’re already married, it could be a fun way to renew your vows.
Take a photo in front of the “Welcome to Las Vegas” sign – Because you haven’t really been to Vegas if you don’t snap a pic in front of this famous landmark.
Take a gondola ride at the Venetian – And enjoy a live serenade by a gondolier.
Enjoy the spectacle of the dancing fountains at the Bellagio – Best enjoyed from the observation deck of the ‘Eiffel Tower’ at Paris Las Vegas.
Ride the Slotzilla Zipline above Fremont Street – See the beating heart of downtown Las Vegas from on high.
Order a drink at LONGBAR at the D, the longest bar in Nevada – Mine’s a Vegas Bomb, barkeep.
Get lost in the magic of O by Cirque du Soleil – The biggest show on The Strip.
Which ones will you tick off your Las Vegas bucket list?
