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5 IDEAL TIPS FOR SWITCHING YOUR BUSINESS UTILITY SUPPLIER

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5 IDEAL TIPS FOR SWITCHING YOUR BUSINESS UTILITY SUPPLIER

If it ain’t broke, then why fix it, right? Well, in the case of changing energy suppliers, sometimes not. Indeed, utility rates are in a constant stage of chop’n’change, and if you don’t keep an eye on your contracts, your company might end up paying more than it should. Though it may seem like a huge amount of hassle to change, switching to another provider can sometimes save you money on your company’s overhead expenses in terms of power, gas, and water. With this in mind, here are 5 IDEAL tips for switching your business utility supplier.

BEWARE OF OUT-OF-CONTRACT FEES

First things first, you need to find out when your contract ends. Utility providers will usually give notification of when your contract is about to expire. However, if you don’t take any action, a utility provider will automatically renew your tariff, but on their out-of-contract rates. Yep, you guessed it; you’re going to be charged higher rates for continuously using their service without being in a contract with them. The cheeky gets. Sometimes, these rates can be a whopping 50% more than what you’re paying on your current contract. As you can imagine, this means that there is very little incentive for your current energy supplier to make you aware that your contract is up. For a business, this can massively reduce your profit margin, so be aware of this and keep well abreast of when yours end.

SEARCH AND COMPARE

It’s not just the leaders in the utility industry that you need to consider, but other players too, because they might offer better deals that might fit your needs. There are various ways to find a new provider. You can do a manual search on your own, call the providers one by one, discuss their plans, and compare.  Whichever way you find your information, it’s imperative you get a breakdown of unit rates and any standing charges so you can easily compare what you’re being offered.

Another option is to hire a broker that can help you through the entire process with minimum fuss. You do of course need to pay this broker for their service; it’s up to you to decide whether or not it’s worth it. If you decide it is, use a utility comparison site to quickly compare utility providers without spending anything. Utility Bidder is a trusted comparison site that does the legwork for you. Just enter the information required, and you’ll be provided with an overview of the best deals. That’ll do nicely.

BE PREPARED TO HAGGLE

Nailing the best price is all about haggling. Indeed, this technique isn’t just for Bangkok and backstreet bazzars. If you want the best deal, be prepared haggle, haggle, haggle. Brazen as though it may sound, start with calling up and simply asking for a better deal. Say you’re paying too much or a rivals’ deals are cheaper and you’ll be surprised with just how quickly a cheaper counteroffer arrives. Often times, they’ll be more than willing to undercut a competitor to get you on side.

However, don’t become obsessed with lowering only the unit rate per kWh. While some tariffs may have low unit prices, their standing charges may be really high. Some energy suppliers also offer additional discounts if you pay your bill by a monthly direct debit, usually up to 5%, so don’t forget to investigate that line of enquiry too.

GO GREEN

Most energy suppliers offer ‘green’ electricity tariffs which seek to support renewable energy. These green energy tariffs works through the supplier promising to match all or some of the electricity you use with renewable energy. All the renewable electricity produced is supported by Government schemes which in turn require electricity suppliers to buy some lean, clean and green energy.

SIGN ON THE DOTTED LINE

Once you select your new provider, it’s time to sign a contract with them. Make sure that you clearly understand the contract and that it’s the best among all your options. The new service will only start once your contract expires with your current provider.

When moving to a new contract, be sure to consider both a fixed or variable rate tariff. They have their advantages and drawbacks, so make sure you analyse your options. Fixed rates, as the term suggests, will remain the same throughout the contract period. You will be protected from any increase in utility prices, but your rate will still stay the same even if the price decreases. Variable rates, on the other hand, will let you enjoy low rates when the prices drop, but they will also go up when prices increase.

 

5 IDEAL HOSTELS IN KOH PHANGAN, THAILAND

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5 IDEAL HOSTELS IN KOH PHANGAN, THAILAND

 

There is perhaps no greater backpacking mecca than Koh Phangan, the world famous island in the Gulf of Thailand. The island, over half of which has been designated a national park, offers stunning vistas, looming mountains and some of the most beautiful beaches you’ll ever likely set eyes on. What’s more, it’s the birthplace and host of the notorious, wild full moon parties. Yep, the phrase ‘something for everyone’ never sounded so succinct.

At a little more than 40 square km, it’s even possible to walk across the entirety of the island, if you have 10 hours of your trip to spare, that is. Of course, as a destination so beloved of the backpacker community, there are heaps of adorable, affordable hostels for you to lay your heavy head. Here are some of the best; our 5 IDEAL hostels in Koh Phangan, Thailand.

SARANA BUNGALOWS

Located beachside, Sarana Bungalows is another popular hostel choice for weary travellers partied out and in an need of a rest. All of their accommodation options are in the dorm-style setting; sociable, convivial and conducive to making new friends and swapping tales over a few cold ones. You have your choice of twin, triple, or quad rooms, ideal for groups of friends travelling together. All dorm rooms are air-conditioned, which is a huge relief as temperatures can touch on 40ºc in the hotter months. And if you’re not satisfied with cooling off in the sea, then Sarana Bungalows features a relaxing pool as well as a well-stocked bar. All you need, right?

© Sarana BungalowsFacebook 

JUNGLE VIBES

Jungle Vibes hostel is about a ten-minute walk from Thong Sala Pier, your likely port of entry to the island. This hostel is located near the heart of the action, with the main town walking distance away; a lively strip containing a night market, coffee shops, restaurants and bars. They offer dorm-style accommodation, with 6 or 10 person dorms. If you value your privacy, perhaps this one isn’t for you. Motorbikes are available for rent on site, the primary mode of transportation on the island, allowing you the freedom to roam at will. A word of warning; make sure this isn’t your first time riding the steel horse, and you have a fair bit of experience on two wheels, as some of Koh Phangan’s roads can be extremely treacherous.

ECHO BEACH BACKPACKERS

Echo Beach Backpackers hostel is a great place to stay for those who value sociability. The on-site bar features tons of activities at night from drinking games to late night parties. The hostel even features an in-house tattoo artist for the daring, though the mix of free flowing alcohol and the potential to ink is certainly a perilous one. Accomodation wise, it’s double and triple rooms, as well as dorm-style options, with all having Wi-fi access and air conditioning.

The hostel offers free daily tours and transportation to some of the biggest festivals on the island like the infamous, excessive Full Moon Party. They offer UV body painting onsite during the festivities; an essential element of the Koh Phangan partygoer’s uniform.

 © Echo Beach Facebook 

SHIRALEA BACKPACKERS RESORT

Summing up the great diversity of visitor to Koh Phangan in accommodation form, Shiralea offers a unique combination of hostel and resort. They provide both affordable, air-conditioned bungalows or dorms, depending on your preferences, as well as more upmarket options. Known for being a hub of nightlife, it’s a great choice for those who are looking to enjoy a party every night. What sets Shiralea apart is it adds a little touch of class to the traditional hostel experience. Perfect for those who want to ‘slum it’ but with a few mod cons and home comforts at the same time.

MAD MONKEY KOH PHANGAN

Saving the best till last, perhaps. Our top choice for best hostel on Koh Phangan is Mad Monkey. This boutique hostel is conveniently located 15-minutes on foot from the main entry point on the island, Thongsala Pier.

The hostel itself offers a wide range of fun nighttime activities, from pub quiz nights to beer Olympics. There’s an on-site pool and a well-appointed bar as well as a restaurant facility. If you weren’t feeling intrepid, you could easily stay here and happy without venturing further afield. All rooms are air-conditioned and free Wi-fi is available, with laundry facilities and hot showers adding to the comfort. Accomodation options are dorm-style and range from 4 to 6 beds per dorm, with single-sex and mixed dorms both available.

 

4 IDEAL WAYS TO LOOK AFTER YOURSELF FOLLOWING A BREAK UP OR DIVORCE

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4 IDEAL WAYS TO LOOK AFTER YOURSELF FOLLOWING A BREAK UP OR DIVORCE

It’s such a cataclysmic life event that to downplay it seems dangerous. Yep, a major break up or divorce has unavoidable, life changing consequences which require careful management and treatment if you’re to come out the other side in one piece. After all, once such a split has occurred, it really is about taking care of that number one; you. Here’s how; our 4 IDEAL ways to look after yourself following a break up or divorce.

KEEP A STRICT ROUTINE

Going through a breakup or divorce can bring about such a shake up in your everyday structure and sense of normality that it can completely throw you off kilter, both mentally and physically, if you let it. Suddenly you’re forgetting to eat, neglecting the gym regime and finding yourself in your pyjamas way past the closing credits of Good Morning Britain. It’s vital if you’re to keep control of the spiralling situation to stick to a routine. It needn’t be the same as the one you used to follow with your former partner, but having some semblance of normality and discipline in this difficult time can be really reassuring.

SEEK SUPPORT

Don’t suffer in silence. Though friendship groups may have been fragmented by the split, close friends will still be on your side, so seek solace in them and confide. Family members can also be relied upon to offer guidance or simply a shoulder to cry on, but if you’re more comfortable finding reassurance from strangers or professionals, that’s completely fine too.

Try searching for a support group made up of people who are going through the same thing as you, as they can give you real, practical tools to help you cope with your own, unique situation. Divorce Support Group offer advice and counselling as well as a space to meet and converse with others in your situation. If you’re in need of advice on a more practical level, talk to a legal counsel for ways you can make the actual bureaucratic process less stressful.

YOGA, MEDITATION & EXERCISE

Studies suggest a link between divorce and the development of depression and anxiety so don’t be afraid to seek counselling should the onset of this occur. You can also make several lifestyle changes which can help nurture a calm, balanced headspace ideal for coping with the strains of a big change.

Factoring mindfulness and meditation into your daily routine can do so much for promoting the most positive, composed version of you possible during this difficult time. We’ve written more about that over here; so check it out. The mental health benefits of exercise are now firmly established too, so don’t neglect those daily runs or trips to the gym during the divorce process. The release of endorphins and opportunity to focus on some nourishment of body and soul will do you the world of good, there’s no doubt about that.

EMBRACE NEW OPPORTUNITIES TO SOCIALISE

Staying at home and reflecting on what’s changed can feel comforting for a time, but when you’re ready it can be a really positive move to get out there and meet some new people. We’re not necessarily talking about finding a new partner hastily, but rather a more all-encompassing embrace of the new opportunity you have to go out and engage in fulfilling conversation and activities with like-minded people. Take up a new hobby, join a night class, go dancing! Do what it takes to regain your confidence and trust in others. Good luck.

 

 

5 IDEAL WAYS TO MANAGE YOUR MONEY WHILE TRAVELLING

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5 IDEAL WAYS TO MANAGE YOUR MONEY WHILE TRAVELLING

‘Insufficient funds’. It’s a phrase which strikes fear into anyone who’s owned a bank account, for sure, but it’s two words which are particularly impactful to those trying to access their money from abroad. That far flung, freewheelin’ adventurer doesn’t seem quite as carefree when dialling up the bank of mum and dad to bail them out.

Not that we’re judging or generalising. Things can go south, fast, when far from home; a lost or swallowed bank card, a fraud situation, an emergency in need of the holiday budget to fix…there are myriad ways in which the fun and good times can be curtailed by a financial mishap. Fortunately, there is also plenty of opportunity to be mindful about your money when abroad. With that in mind, here are 5 IDEAL ways to manage your money while travelling.

BIG WITHDRAWALS, LESS OFTEN

It was recently reported that British travellers waste £1.3 billion annually on avoidable money mistakes abroad. One of the main contributors to this huge amount is bank fees. When you check your statement post-holiday, the amount of small withdrawals and purchases which incurred a fee is staggering. One way to mitigate this daily drain on your bank balance is to make big withdrawals which will see you through a good portion of your trip. The transaction fee for a £250 and £25 withdrawal is the same, so it makes sense to do it with as little frequency as possible.

Of course, this isn’t hazard free. Having a big bundle of cash about your person is at best stressful, at worst, inviting the risk of getting robbed. Most reputable hotel rooms will provide a safe; so use it or lose it, as they say. And when out and about, wear a money belt or keep your cash in an inside jacket pocket for an extra layer of security. When in transit, store large amounts of money in safe cash bags which are made from high quality durable, weather-resistant material – it’s better to be safe than sorry after all.

AVOID AIRPORT ATMS AND CASH EXCHANGE

It’s the simple economics of supply and demand. The more desperate you are, the more the system will shaft you. With this in mind, avoid using the first source of cash you come across when arriving in a new place. Airport ATMs offer criminally bad exchange rates on withdrawals and at their dedicated bureau de change counters. Stay well away. Uber or Grab Taxi now function in most places globally, so jump on the airport wifi, book a ride via the app, and get as far away from there as possible before you access your money. Easy.

GET A PREPAID TRAVEL CARD

Many travellers swear by prepaid debit cards, such as Monzo and WeSwap, which grant flexibility with finances, a little more security, a convenient way to monitor your spending and dodge some withdrawal fees too. You can simply load up the card with your spending money for the week and use it accordingly; Monzo allows withdrawals of up to £200 a month fee free, while a Starling debit card with similar perks charges absolutely nothing for use abroad.

Any app that runs alongside a prepaid travel card is particularly useful for travellers. Here you have the option to ‘freeze’ your account at the click of a button, ideal for those times when your card may or not be lost or misplaced. Another click can have any transactions blocked. Travel credit cards are also a wise move for those often on-the-go, as they offer protection on purchases made abroad as well as a safety buffer in case emergency funds are needed during your trip. Having money in multiple accounts when abroad is generally a prudent move.

BAIL OUT NEED-TO-KNOW

It’s an unfortunate truth that personal finances are always in a slightly precarious state when abroad. It doesn’t take much to set the emergency alarm ringing. There are companies, however, who specialise in facilitating bailouts for when you really do have no other option but to phone home and ask for help. Should you have had your bank card stolen, or it’s lost or been blocked, one of the easiest and most globally accessible ways of getting cash is through Western Union.

A friend or family member simply makes an online payment, specifying the location of collection (a bank, shop or somewhere else official where you’re based) and you can normally collect immediately after the transfer has been made. There is of course a fee; anywhere between around 2 and 5% of the amount transferred is normal. ‘In exceptional circumstances’ (their words, not ours) the British consul may agree to a short-term emergency loan to get you back to Britain but this really is a last resort and is very rarely granted.

WHAT TO DO WITH EXCESS TRAVEL MONEY

We’ve all got that drawer full of lira, francs, Cambodian riel and more, all gathering dust and destined to be lost in decluttering, reorganising or moving. Of course you can use it at the airport, blown on sombreros, keyrings and other tat. Or you could try to exchange it, although many services won’t do a deal with you for smaller notes and coins. Why not donate it to charity instead; many airports have change ‘globes’ for such a purpose, and some major airlines are part of UNICFE’s ‘change for good’ program.

5 IDEAL SUMMER TRAVEL DESTINATIONS IN THE UNITED STATES

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5 IDEAL SUMMER TRAVEL DESTINATIONS IN THE UNITED STATES

The United States. Our brother from another mother, our special bond across the pond, and depending on who you talk to, a figure of ridicule or respect. What isn’t up for debate, though, is the States’ huge versatile and variety, whatever your opinion of it. From beautiful beach cities to seemingly infinite countryside, cosmopolitan metropolises and backward backwater towns; the U.S. has it all. 

And what better time to visit the states than Summer? The season symbolises adventure, ambition and endless opportunity; ideas synonymous with the country and its people. It’s also the time of year when the iconic structures and wonders, both manmade and natural, look their most proud and striking. In a country of 327 million people and nearly 10’000 square miles, it’s normal to be gripped by the paradox of choice when trying to map out your stateside sojourn. Well, we’re here to provide a bit of focus, with these; our 5 IDEAL summer travel destinations in the United States.

NEW YORK CITY, NEW YORK

There is nothing like the warmer seasons in this famously wind-and-winter swept city. New York is known for its lively ‘never sleeps’ culture and the parties go on just that little bit longer, livelier and more lascivious when the evenings are balmy. While the city’s reputation precedes it as not being the most accommodating city, with residents famously curt, travelling to NYC with a large group will put your mind at ease. And anyway, the rumours are unfounded; there’s sociability and good cheer here if you scratch the surface just a little.

New York also serves as an excellent launchpad from which to explore some of the natural beauty close by within New York State, so be sure to hot foot it out of the city at some point to take a breather, recalibrate and appreciate the beauty of rural U.S.

Food is a huge part of the package in NYC, and taking a bite of the Big Apple is a must. We’ve written more about some of our favourite places to eat close to the famous Brooklyn Bridge here; check it out!

FORT LAUDERDALE, FLORIDA

Though this city can get super hot in summer, it’s still a superb destination to visit. This city is gorgeous, manageable mix of scenic attractions, city life and beautiful beaches; getting bored is simply not an option here, even for the fickle and fussy. 

Florida is especially known for its Everglades and taking a ride down the waterways with historical riverboats, gondolas, and airboats is an essential part of the experience here. Fort Lauderdale is also a destination is also known for the first hosting of LGBT Pride, and this air of inclusivity is apparent in this forward-thinking, optimistic and welcoming city. The perfect mix for a great summer holiday, we think.

NASHVILLE, TENNESSEE

One of the fastest growing cities in the U.S. is Nashville, Tennessee. Known as the music capital of the country (and that’s saying something), or simply ‘Music City’, Nashville is a hub for entertainment of all kinds. Particularly though, fans of country music flock here for to nightly gigs and celebration of the genre’s culture found on every single corner. Downtown Nashville is where the action happens, with the Ryman Auditorium the first stop for music enthusiasts, and credited as being where it all began. Hank Williams, Dolly Parton and many other legends have graced the stage here and it continues to host both established stars and up and coming talent every night.

Nashville is also garnering a growing reputation as a craft beer mecca, with small, local breweries cropping up all over town peddling the happy, hoppy good stuff. Perhaps the most popular is the Yazoo Brewing Company, frequented by hipsters, hotshots and curious visitors alike. Cold beer and country music; has there ever been a more beautiful combination?

MAUI, HAWAII

Maui, Hawaii is where the laid back go to recline further, and it’s easy to see why. One of the largest Hawaiian Islands, Maui offers plenty of scope for relaxing and recreation. With large volcanoes and beautiful oceans, this destination is perfect for relaxing beachside or doing a spot of sightseeing if you’re after something a little more active. Indeed, the beaches in Maui are particularly beautiful whether you’re looking for something laid back or adventurous. From surfing, snorkelling, and kiteboarding, Maui is also a place for outdoor activities and the perfect destination for nature enthusiasts.

Some of the top things to do include a visit to hugely popular attraction Mt. Haleakala, enabling you to experience the wonderful sunrise and sunset as you hike (don’t worry, for tired legs, driving is possible too) through the mountain. Get a water massage at the Four Seasons for a unique take on physical therapy, or visit the Ali’i Kula Lavender Farm for a spot of sensual relaxation as you walk through the highly aromatic pathways of the area. The unique local cuisine isn’t half bad either. Heaven.

SAN DIEGO, CALIFORNIA

California remains an ideal, an ethos and a mindset; one of sunshine, surfing, sand and good times. San Diego doesn’t sometimes grab the same attention as its state sharing friends up the Highway 101, Los Angeles and San Francisco, but as the second largest city in its state, and with a laid back yet cosmopolitan charm, it’s definitely a destination worthy of a place on your itinerary.

The Old Town is where you’ll find the historical areas of the city while La Jolla offers a little glitz, glamour and the best shopping opportunities. Visit Coronado for one of the city’s best beaches and stop for good food at one of the local eateries.

If you want to do touristy things then staying downtown area is ideal. The waterfront is a key main attraction with Seaworld perhaps the first port of call for visitors to the city. A word for the glorious cuisine; the influence of bordering Mexico is keenly felt here, and the food offerings in the city are excellent. So much so, in fact, that Michelin is soon to cover San Diego. We can’t wait to see the city’s chefs recognised.

5 IDEAL DESTINATIONS FOR THE MOST LUXURIOUS BABYMOON VACATION

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5 IDEAL DESTINATIONS FOR THE MOST LUXURIOUS BABYMOON VACATION

So you’re about to have a baby? Congratulations, and we wouldn’t blame you for having your mind on one plan and one plan only right now. But with responsibilities set to be doubled and nights become sleepless, a final burst of freedom is suddenly very much de rigeur. In modern parlance, ladies and gentleman, it’s ‘the babymoon’, a final chance for relaxation and romance before your bouncing bundle of joy arrives. Many couples take this chance to celebrate the imminent arrival of their baby, especially for the women who have difficulties getting pregnant or the ones who have planned their pregnancy to every detail, since once it arrives, the party very much shifts gears. With this in mind, here are 5 IDEAL destinations for the most luxurious babymoon vacation.

MAUI, HAWAII

First things first, let’s establish what we’re looking for in a babymoon. We want white sand, laid back vibes, peaceful sunsets and serenity; all the things we’ll be bereft of once the little one arrives. Well, Hawaii certainly ticks these boxes. One of the largest Hawaiian Islands, Maui offers plenty of scope for couples looking to spend their babymoon vacation there. With large volcanoes and beautiful oceans, this destination is perfect for relaxing beachside or doing a spot of sightseeing if you’re after something a little more active.

From surfing, snorkelling, and kiteboarding, Maui is also a place for outdoor activities and the perfect destination for nature enthusiasts. Some of the top things to do include a visit to hugely popular attraction Mt. Haleakala, enabling you to experience the wonderful sunrise and sunset as you hike (don’t worry, for tired legs, driving is possible too) through the mountain. Get a water massage at the Four Seasons for a unique take on physical therapy, or visit the Ali’i Kula Lavender Farm for a spot of sensual relaxation as you walk through the highly aromatic pathways of the area. The unique local cuisine isn’t half bad either. Heaven.

BERMUDA

This confirmed zika free island gives you a repose of having secluded beaches as well as exquisite local cuisine. This destination is for those who want to enjoy a quiet and restful vacation filled with delightful views; and who doesn’t want that, right? Known for its pink beaches and playful dolphins keen on interaction, Bermuda is distinctive and unique. With a small population, you could go through much of your day beach hopping without having to see a soul; ideal when the constant soundtrack of baby noises looms. Spend your stay in the most luxurious resorts and hotels to get the pampering you deserve. Elbow Beach, Rosewood and Cambridge Beaches resorts are some of the best options in Bermuda for spa treatments and massages, with special packages available for couples looking to spend their babymoons on the island.

SANTORINI, GREECE

Sun, sea, Santorini. It’s not a triplet of words quite yet in the popular lexicon, but if the influencers, travel bloggers and location lovers have their way, it soon will be. There’s more to this group of islands than that view though, with plenty of pregnant friendly activity fit to fill an itinerary. We’ve all been implored by a bucket list or two to experience this one before we die, so take the opportunity now before life changes immeasurably. Though it’s much publicised, there’s no need to arrive in fear of tourist throngs; it’s actually a very peaceful place to vacation. Indeed, Santorini isn’t just limited to just beautiful waters and tasty cuisine, there are many activities to keep you busy and so much to explore. Choosing the correct time of year to travel here is important to enjoy the most of what the island has to offer. Autumn and spring months are ideal as the heat can get overbearing for a pregnant woman in the summer. If you’re up for making the most of ‘eating for two’, Santorini boasts a variety of cherry tomato only grown on the island which is highly revered and also, highly delicious. Some of the best dishes found here harness this local ingredient’s great power; tomatokeftedes, a kind of tomato fritter, and the island’s very own tomato paste, which is mixed with olive oil, capers and basil and served alongside freshly baked bread, to name but two. Heaven.

PALM BEACH, FLORIDA

If you prefer your r’n’r to include a little retail therapy and enjoy combining your downtime with the bright lights of the city, Palm Beach might just be the babymoon destination you’re dreaming of. Nature here is accessible and manageable for those a little down on their usual energy levels. A visit to the Manatee Lagoon and Palm Beach Zoo & Conservation Society will satisfy those primal urges perfectly. The Palm Beach Green Market offers fresh fruit, vegetables and artisanal produce for those who love everything homemade and quirky, and the Norton Museum of Art grants one final bout of chin stroking before the tone is very much lowered by changing nappies and baby talk for years to come.

PARADISE ISLAND, THE BAHAMAS

With consistently warm temperatures and some of the world’s most bright white beaches, this destination will grab your attention as the perfect place to spend your babymoon if reclining on the sand and catching some rays is your idea of idyllic. Should you get beach fatigue, then there’s enough to keep you occupied in Bridgetown, the capital, too. It features a UNESCO World Heritage site, named Historic Bridgetown and its Garrison, where you can learn the history of one of the Caribbean’s earliest established towns, and take in some of the fascinating colonial architecture.

5 IDEAL TIPS FOR PLANNING THE PERFECT PARTY THIS SUMMER

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5 IDEAL TIPS FOR PLANNING THE PERFECT PARTY THIS SUMMER

Rejoice! The sun is starting peep through its cloudy curtains and with its emergence, so too appear barbeques, beers and the urge for revelry. Yep, party season mark 2 is upon us; the long, warm, raucous one, and personally, we’re stoked. If like us you can’t wait to throw a few of your own, with good food, even better music and fantastic company, then we’re sure you’d welcome a few pointers. Whether you’re a seasoned party-goer, thrower or simply hosting your first soiree, here are 5 IDEAL tips for planning the perfect party.

PICK A THEME & THINK ABOUT THE DETAILS

A theme doesn’t have to mean the much dreaded fancy dress party (cue, a sigh of relief). However, having a theme, no matter how big or small, can pull an event together and allows you to create a backdrop against which you can choreograph the entire event.  It could be something as simple as a colour theme, a seasonal salute or one that celebrates a certain cuisine or country. Whatever you choose, having a basis to the event gives it a sharper focus both in the planning stage and later down the line, in the memory of those who attended.

When it comes to separating the great from the good, it really is all in the detail; the myriad tiny touches which add up to one essential event. Focusing on detail is vital, and what gets you noticed. It’s also crucial in terms of narrowing down your party planning options, when it comes to booking  vendors and all the rest. There’s a surprisingly broad scope of choice out there, but with a focused vision, it’s much easier to find the really niche, unique offerings which will last long in the attendee’s memory. In other words, do sweat the small stuff.

PICK THE VENUE & CONFIRM THE DATE

Once you’ve got the theme down it’s time to think about the venue, which is probably the most important single factor to consider and should be in keeping with the theme you’ve chosen. Indeed, the type of party can pretty much dictate where the venue should be. Sites like VenueFinder, who have a database of over 15,000 UK venues, are a great resource when it comes to helping you find that all important location. With such databases, all you have to do is type in a fairly specific search, for example, “party venues Coventry”, and instantly see a list of all the available venues in that location, their prices and special qualities.

The next thing to sort out after picking a venue is the date and time you wish to hold your party. In doing so, it is recommended that you reach out to as many of your proposed guests as possible before you pick a date, to make inquiries as to when would be convenient for them. Once you pick out a date and time, the party wheels are well and truly rolling.

MAKE A GUESTLIST 

Making a guest list will help you better understand how big or small your party is going to be, which will, in turn, help you make proper plans and arrangements for food and other refreshments. As such you’ll know how much wine to order and if you’ll need to enlist the help of good beer gas suppliers to keep the drink flowing freely.

Your guest list will also determine the size of your venue as well as the amount of little pressies you’ll need if you decide to add a goody bag to your budget. Of course, it’s the people attending who truly make a party, so choose your guestlist wisely. Go for the broadest range of ages, backgrounds and interests as possible, as there’s nothing like a rich melting pot to get a party rocking.

CARE ABOUT THE FOOD AND DRINK

One of the most important aspects of any event is keeping your guests well fed and watered. You can provide all of the raucous entertainment you could dream of, but without refreshments (solid and liquid) things just aren’t going to kick off. Always remember that finger food and snacks are significantly easier to coordinate than a full-blown, sit down, three course meal. What’s more, guests usually feel more comfortable helping themselves, as and when they want to. And if you really want to impress guests at an event, you can’t go wrong with a street food truck which in recent years has taken the catering industry by storm. Rumbling stomachs and empty glasses are one of the main buzzkills of any event. It just lacks generosity. Therefore, make food and drink a priority as running out isn’t a good look.

BUDGET, BUDGET, BUDGET

Making a budget helps you spend in a calculated – not carefree – manner. A freefall attitude to spending when planning an event often leads to incurring unnecessary expenses and leaves you with waste, excess and surplus which you simply don’t need. Properly drawing up a budget will help you decide on what items are vital and make sure that you operate within your means. Of course, the odd touch of frivolity is fine, but remember that with a little entertainment and lubrication, most parties go off well. Don’t overdo it.

 

6 FINANCIAL CONSIDERATIONS BEFORE BUYING YOUR IDEAL FIRST HOME

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6 FINANCIAL CONSIDERATIONS BEFORE BUYING YOUR IDEAL FIRST HOME

Buying your own home is likely to be the most expensive single dip into your purse that you’ll ever make in your life. It’s imperative, then, to do a huge amount of due diligence prior to purchase if you’re to get the most from your investment. You can’t rush into buying a home, that’s for sure, and there’s far more to be considered than first meets the eye.

The different steps are myriad on the journey to buying your own home, including getting bank approval, researching the types of houses that would best suit your needs, considering location, and so much more. Foresight can be a wonderful thing, so to make the process of home ownership more straightforward and simpler to understand, here are 6 financial considerations before buying your IDEAL first home.

YOUR CREDIT SCORE

You may not be fully aware of what your credit score is, but it is one of the most important aspects in getting your bank’s approval when applying for a mortgage that ultimately allows you to buy your first home. A credit score is a numerical expression that is generated through the analysis of a person’s credit history, producing an overall report on their financial state. By having a high credit score, you can be sure to secure the best mortgage deals that the bank has to offer.

There are many ways that you can improve your credit score, but it’s important to keep on top of your credit report and try not to apply for any credit for around a year before you apply for a mortgage. Somewhat ironically, it’s also important to note that simply performing a credit check can cause you to lose a few points on your overall credit score.

MONTHLY OUTGOINGS

When you’re considering buying your own home, you should be sure to look at all the different outgoings that you already have, and all the added extras that come with buying a house.

It’s essential not to leave anything to chance here; you need to work out how much money you can afford to pay each month, as applying for a mortgage that has repayment amounts higher than you can afford to pay is likely to end up with you being rejected or ending up bankrupt – you can learn more here about protecting individual and family assets to mitigate the risk of such an eventuality, by the way.

If you want to buy your own home, but aren’t sure that you can afford it, then you may want to consider putting it off for a few years until your finances are more manageable.

INSURANCE

Also crucial in the run-up to your first home purchase is to look into the different types of insurance that you’ll need before going ahead and purchasing your own home. This can include home insurance, both building and contents, as well as all the smaller, item-specific stuff, for instance, boiler insurance.

By investing in home emergency cover and boiler cover offered by a company like Certi, you can have peace of mind knowing that you’re covered in case of a fault or breakdown, with a 24-hour helpline offered for emergencies which strike at any time. It’s important to factor in all of these separate, sometimes unbudgeted for add ons and extras when calculating your insurance as a whole.

SAVING FOR YOUR DEPOSIT

It’s common practice for you to need at least 5% of the price of your house as a deposit, but you should aim to save up around 15 to 20%, depending on the price of the property and how good your credit rating and history is. You may find that you’re able to utilise the UK government’s Help to Buy scheme, which in some cases can allow you to buy a property that is worth more, even if you don’t have enough of a deposit already saved up.

While it will likely take you a few years to save up the money you need for a deposit, by having more money to offer up front, the less money you’ll need to borrow from the bank, and the cheaper your mortgage repayments will be each month. It’s a hugely long game, this, so play it wisely. Once again, don’t forget that there are additional fees that you may not have considered that come with buying your own home, such as a survey and estate agents fees.

DON’T RUSH INTO ANYTHING

We can’t spell this out clearly enough; it’s so important not to rush into any decisions when it comes to buying your own home. Even if you have spent some time applying for a mortgage with the bank and have contacted an estate agent to organise some house viewings, you shouldn’t feel obliged to go ahead with the process should your intuition tell you otherwise. Many people enter the process and then find that it isn’t for them, or that they need a few more years of saving before they are ready to go ahead and be a homeowner. Therefore, be upfront and honest with yourself and others and don’t feel obliged to go ahead if things don’t feel right.

PAY OFF OTHER DEBTS

When you’re mapping out the process of buying your own home, you may want to look at your finances as a whole and work out what other debts you need to consider before making such a huge investment. Your bank may be able to offer you a financial advisor who can give you the necessary information on how to buy your own home, but also give you tips on how to get your finances in order before making those mortgage applications.

It’s worth paying off any outstanding debts you may have to your name before considering buying your own home so that you can focus all your money on saving for the big one. The journey to homeownership is far from simple, but by doing your research, you can make it a lot less stressful than it needs to be.

5 IDEAL WAYS TO SPRUCE UP YOUR GARDEN IN TIME FOR SUMMER

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5 IDEAL WAYS TO SPRUCE UP YOUR GARDEN IN TIME FOR SUMMER

As the first shoots of spring emerge and we dare to give our garden a closer look after months of neglect, it’s normal to feel a little ashamed about just how dishevelled we’ve allowed things to get. In the hasty attempt to get our patch back to normality, money, resources and time can all get wasted.

But if you’re planning a spring and summer of hosting, entertaining, barbecues and picnics out there, then you’re going to want to give a little care and attention to this much loved, undernourished space. To help you, here are 5 IDEAL ways to spruce up your garden in time for summer.

SPRING CLEAN AND DECLUTTER

Spring cleaning isn’t just for the inside of your home. Over winter, you’ve probably let your garden go. While we all know that a simple tidy up by removing weeds and raking leaves can make your space so much more appealing, it should go deeper than that.

If you have decking boards, start by sweeping away any fallen leaves or debris. Then, use a high-pressure cleaner to wash away any remaining dirt. Once you’ve done that, you can scrub the deck, perhaps even varnish where required, to bring it back to life in time for the sunshine. The same applies to any concrete or tiled areas. Make sure you replace any broken or chipped tiles and give it a thorough clean. As this area is usually the most walked-on part of the garden, it’s important to keep on top of maintenance here.

If you have fencing or a shed, you may find it useful to give it a fresh coat of paint. The change in weather throughout the year may see them looking a tad tired and faded, and in need of brightening up.

START PLANTING

Unless you’re an avid gardener, chances are your plants and flowers won’t have survived the harsh winter months. Back to square one, then, on bringing some colour and vitality to your space. Don’t fret; embrace the opportunity for a fresh, clean start in your garden.

Hanging baskets can bring some colour to your garden, fast, if you don’t have the time to plant flowers and tend to them. To perfect your hanging basket displays in time for the summer months, you should ideally be planting them in April. However, be prepared to protect them from any potential frost well into May. Calibrachoa is a good choice to add to your basket, alongside blue petunias – a flower which is known for being weather resistant.

The same goes for any planted flowers. Be sure to check the optimum time of planting any seeds to make sure your display is up and running and ready for the wow-factor this summer.

DRESS IT UP

If you have a bare garden, make the most of your space by introducing garden furniture. It doesn’t matter what size garden you have, somewhere to relax is essential. For those with limited space, add a hammock, while for those with more ground to play with, a table and chair set can be used to help you create the perfect dining option for those warm summer evenings. Aim to position this furniture towards the bottom of your garden to give it the illusion of an expansive space.

Mounting a mirror is another sure-fire way to make your space look larger. If you do choose this, though, make sure you position it so it has something to reflect, such as a nice floral display, rather than open space which will simply give the impression of a barren wasteland.

LET THERE BE LIGHT

We all coo and swoon over a garden space illuminated with twinkling fairy lights or the flicker of real candles, yet never have the volition to do it ourselves. You’ll need a fully weathered transformer plug to ensure safety, the fairy lights themselves, and that’s about it.

Use trees to hang your lights on, retaining a natural shape and feel to the lighting and highlighting features already present, or even run them along a washing line or fence. If you want to hang candles, simply lay some small pebbles in the bottom of a Kilner jar and place a tealight inside. Then use a basic chain or even twine to hang them off branches in the garden.

KEEP ENTERTAINING IN MIND

With entertaining at the forefront of your mind, think about adding a BBQ to your backyard too. Charcoal, electric or gas BBQs can turn your personal space into a home entertainment haven, giving a focal point which draws people in to converse next to, to prod and to flip. While the UK may have unpredictable weather at times, as soon as the sun shines, the public clamour for a good barbie, make no mistake.

5 IDEAL CAR INSURANCE HACKS EVERYONE NEEDS TO KNOW

Editorial Team
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5 IDEAL CAR INSURANCE HACKS EVERYONE NEEDS TO KNOW

So you’ve just passed your test or recently invested in a shiny new car. You’re raring to hit the high road, pedal to the metal, tunes on the stereo turned up to 11 and windows rolled down to, erm, zero. Well, we hate to be that guy, but before your key slides into the ignition and engine gets revving, you’re going to need to deal with the boring details of bureaucracy.

More specifically, you’re going to need to find car insurance. But with the options myriad and the margins small, it’s important to approach this part of the process with diligence. Well, we’re here to offer a few insider tips so you can get the best deal possible. These are those; our 5 IDEAL car insurance hacks everyone needs to know.

YOUR CAR MATTERS

The bigger, faster and more powerful your car is, the more your insurance will cost. It’s as simple as that. Indeed, every car available in the UK is assigned a car insurance group number, between 1 and 50. Cars belonging to group 1 have the lowest premiums, and cars in group 50 the highest.

One of the best ways to reduce your premiums is to buy a car in a low insurance group. These will typically have smaller engines and lower repair costs. So, while you may want to impress your friends with a flashy first car, if you’re looking to get the cheapest insurance, then buying a car in a low group is a must.

YOUR JOB MATTERS

According to research by MoneySupermarket some drivers could save over £677 by simply changing the job title on their premium form. And while you should always be honest about your job, in insurance applications, the title itself matters. Some carry higher premiums than others.

According to research, ‘chef’ will return a premium that is nearly £100 higher than ‘kitchen staff’. Call yourself a music teacher rather than just a teacher? You could be quoted around £86 more. Copy writers will also return a different quote to just a writer. Simple semantics we know, but we don’t write the rules.

LOOK AFTER YOUR CREDIT HISTORY

If you decide to pay monthly for your car insurance and have a low credit score, your car insurance quote may leap up dramatically. Yep, most insurers factor in your credit history. Why? Well, according to research from Tesco Bank, people with a low credit score are statistically more likely to claim.

On top of that, interest will be added to your repayments. So check your credit history before you apply for a loan if you’re going to pay for it on a monthly basis. If you have a bad credit score, try and improve it before you apply for car insurance.

FURTHER EDUCATION

You should consider taking extra driving courses in order to lower your premium. Courses such as PassPlus and Drive IQ will test your driving skills more thoroughly than standard driving tests and are well liked by some insurers. PassPlus has six modules including all-weather driving, night driving and driving on motorways, and once you have this on your driving portfolio, you’ll have proved yourself to be a trustworthy, safe driver. Your premium will be cheaper accordingly.

NO DOESN’T MEAN NECESSARILY MEAN NO

Car insurance is there to make sure we are not left out of pocket as a result of an accident that wasn’t our fault. However, even when the other party has accepted fault and you have a valid claim, sometimes the insurance company can be slow in paying out compensation or can refuse altogether.

It’s important to know that there’s still hope should you be turned down, if you follow the correct procedure afterwards. Firstly, you need to find out why they aren’t paying out. It might be a case of the insurance provider wanting to gather all of the information forms from the policyholder first, in which case, the money may be on its way to you as soon as the policyholder admits fault.

If they are denying the claim or asserting that their policyholder was not as a fault, ask for the evidence they used to reach this conclusion. If they are still refusing to pay, contact a qualified insurance lawyer and get them to threaten the company with a lawsuit. A last resort, we know, but sometimes a warning shot does the trick. The company will want to protect their profits and the prospect of a costly lawsuit may scare them into paying out.

5 IDEAL REASONS TO VISIT ETHIOPIA

Travel Team
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5 IDEAL REASONS TO VISIT ETHIOPIA

5 IDEAL REASONS TO VISIT ETHIOPIA

Though still considered an ‘off the beaten track’ destination, Ethiopia’s popularity with tourists is rising year on year, and it’s easy to see why. With a history unrivalled anywhere on earth – some archaeological finds date back 3 million years – and often considered the birthplace of humanity, the heritage found in the country is astounding. 

That’s not to say it’s a place living in the past. In fact, Ethiopia is one of the world’s fastest growing economies, and the capital Addis Abada is a modern, thriving city with a sense of fun and excitement at its core. If all of that doesn’t have you opening up a tab for skyscanner and comparing flight prices, then perhaps this will convince you; all you have you do is apply for an Ethiopia eVisas and check out these, our 5 IDEAL reasons to visit Ethiopia.

DISCOVER A NEW CUISINE…

Ethiopia’s unique cuisine has to be one of the world’s most criminally underrated, with chilli and dried spice used liberally and to heady effect. The most typical spice blend is called ‘bebere’ and contains cardamom, fenugreek and a whole host of other closely guarded ingredients. Each family has their own recipe and most are rightly proud and protective of it. When food is taken this seriously, you know you’re getting fed well.

Delicious flatbreads adorn even the most humble of dinner tables and it all starts with injera, a spongy bread made from sourdough which the rest of the meal revolves around. Alongside it, you’ll find lots of intriguing side dishes, all designed to be scooped up with a piece of the injera (cutlery is rarely used here). Other popular dishes include Shiro be Kibbe, a legume stew; tibs, a spicy meat dish; and kitfo, a kind of beef tartare mixed with ghee and usually enjoyed with fresh cheese. Just gorgeous.

5 IDEAL REASONS TO VISIT ETHIOPIA

…AND FANTASTIC COFFEE CULTURE

In case you didn’t know, Ethiopia is the birthplace of coffee and it’s impossible to separate the country’s identity from the world’s most popular drink. And neither would we want to; Ethiopians are incredibly proud of their coffee and it’s delicious.

The Ethiopian coffee ceremony is ubiquitous throughout the country and needs to be experienced when you’re visiting. Called the jebena buna, this ceremony occurs in cafes and involves a roasting of green coffee beans which are then crushed in a pestle and mortar. They are then added to the jebena, the traditional coffee brewing vessel, which has been heated over fire already. A three step brewing process follows, and it’s considered respectful to remain for each round of coffee, which gets progressively weaker. Those who last the course are rewarded with a blessing.

5 IDEAL REASONS TO VISIT ETHIOPIA

A VARIED, BREATHTAKING LANDSCAPE

Ethiopia boasts some of the most spectacular scenic views anyone can imagine. Well, you don’t have to imagine now. Perhaps we’ll start with the Simien Mountains and National Park, which is a combination of valleys of depth and sheer peaks and is dramatic as it comes. The area is home to rare animal species like the Gelada baboon, Walia ibex, and the Ethiopian wolf. 

Blue Nile Falls is another must-visit; located 30km downstream of the magnificent, all-encompassing Tana river, this gorge is more than 45 metres high and the drop is a sheer sheet of water actually made up of four separate streams. In Ethiopia’s official language Amharic, this translates as Great Smoke, and if you’re lucky enough to see the Nile Falls in action, you’ll see why; they look like giant plumes of white smoke coming off the water. 

We could go on forever, but finally, we have to mention the Danakil Depression which is one of the hottest (and most inhospitable) places on Earth. That makes it sound like it’s not worth a visit (or one is not possible, in fact) but with such extremity also comes a place which looks and feels dramatic, otherworldly, and to be honest, completely beautiful. Sulphur springs and lakes and infinite orange hues…this one simply has to be seen to be believed.

5 IDEAL REASONS TO VISIT ETHIOPIA5 IDEAL REASONS TO VISIT ETHIOPIA

CAPITAL CURIOSITY

Ethiopia’s cultural and commercial hub and the capital city is Addis Ababa, and it’s a great starting point before exploring the country. A little chaotic but ultimately a welcoming, hip place to hang, Addis Ababa has plenty going on. Check out the Merkato – the city’s main market – to see Ethiopian produce and bartering methods in full, lively swing. Also dive deep into the history of the country (and therefore, some of the world’s deepest heritage) at the National Museum, which displays prehistoric fossils including one of the oldest ever discoveries of a human skeleton, ‘Lucy’, believed to be 3.2 million years old. 

For that revered, fantastic coffee, head to Tomoca Coffee Shop off Churchill Avenue, one of the country’s most famous joints serving the good stuff. Finally, the Old Central Piazza at night is boisterous and throbbing with music and dancing, the Ethiopian’s favourite past time.

FESTIVAL FRIENDLY

The major religions of this nation are Islam and Christianity, with various sects and practices. This leads to a whole host of big festivals and celebrations in the country. Yep, the Ethiopians love a festival, and these festivals offer a fascinating insight into this country and its traditions.

In fact, there is a festival to attend at any time of the year, with many involving a colourful display from the traditional dances (did we mentioned that the Ethiopians love a dance?) to traditional cuisine. What’s more, tourists are encouraged to take part in these festivals, so you won’t simply be an observer, but rather a fully-fledged participant. Famous religious festivals of Ethiopia include Timket, Meskel, Eid-ul-Fitr and Eid-ul-Azha. Aside from religious festivals, film and art festivals are also held, most actively during the month of May. Get involved! 

 

 

 

 

5 IDEAL TIPS TO MAKE THE MOST OUT OF PAID ONLINE SURVEYS

Editorial Team
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5 IDEAL TIPS TO MAKE THE MOST OUT OF PAID ONLINE SURVEYS

It’s a never ending roundabout which seems to have no exit. Payday ushers in a week of living like a king then three of a pauper, and repeat ad finitum. We’ve tried budgeting, abstinence, asceticism, and just plain ol’ stinginess, but we still seem to be out of pocket each and every month. A quick, legal buck, then, is just what the doctor ordered; no selling of kidneys or souls here. Instead, an always meticulous, mostly tedious and occasionally fruitful feedback form. Here’s how best to turn a profit from them; our 5 IDEAL tips to make the most out of paid online surveys.

SIGN UP TO AS MANY AS POSSIBLE

To make more than a couple of pennies from paid online surveys, you’re going to need your fingers in a few pies (just remember to keep one free for all that clicking). There are a vast number of survey websites and online companies that will pay you for answering their questions; they’re desperate for feedback on various elements of their brand, and will pay for opinions. Companies do however need targeted information and for this, they consider demographics, personal interests and other factors. Not every survey which lands in your inbox will you be appropriate for, but here are some of the more generic survey sites to help get you started:

CHECK YOUR EMAIL FREQUENTLY

Once you’ve signed up to a few opinions seeking websites, they’ll inundate you with survey completion requests. Here’s the thing; your particular, unique demographic means you’ll only be applicable for some. Don’t be offended; a stairlift company probably don’t value the views of an able bodied 20 something, for instance. But to find the feedback requests which do suit you, you’re going to have to be diligent with checking your emails, sifting through the spam and exercising a little patience. The pounds will follow.

GIVE HONEST ANSWERS

Here’s the bad news; you need to take the necessary time, give the necessary attention and give honest answers when you complete the survey. Though the temptation may be to rip through the multiple choice questions, trigger happy on the mouse and clicking where you please, market research companies have their own way of detecting if your answers aren’t consistent. If this is unearthed, you could be disqualified from getting paid. So, although quantity is important if you’re to earn any money, quality also matters.

MONEY OR GOODS?

You’ll never find two companies which have the same process of rewarding you for answering their surveys, so before you commit to some, get familiar with how they’re going to pay you for your time. Some will reward you with points, which you can then convert to cash, gift cards or other rewards. Others will submit your name to enter a sweepstake draw and others still offer some of their products to you for free in order to test them out and give them your feedback.

Monetary survey rewards, we’re sorry to say, are rare and low in value, usually ranging from £1 to £5. Full-time job this ain’t, but if you can take a bunch of surveys in a day, you can earn a pretty decent amount in a month.

UNDERSTAND YOU’LL NEVER MAKE A FORTUNE

Let’s get one thing straight; taking online surveys isn’t going to help you make a fortune or fund your next round the world trip. It would be folly to rely on such surveys as an actual income. Instead, treat them as a little added bonus to your normal daily grind, and embrace the fact that you can earn rewards by simply voicing your opinion. After all, most are happy to do so on Twitter for free, so relish actually getting paid for this. Good luck.

 

5 IDEAL PERKS OF CHOOSING A MASTERS DEGREE

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5 IDEAL PERKS OF CHOOSING A MASTERS DEGREE

So you’re not satisfied with a layman’s understanding of your chosen field, and have your heart (and brain) set on becoming a master? Well, when it comes to selecting the right master’s degree – or deciding if one is right for you – it’s not a decision to be taken lightly. There’s tuition fees to take into account and all that extra time out of employment. That said, postgraduate study can support your career progression and permits rich, personal development that one simply won’t find tied to a desk, watching the hand crawl to 5pm. And while a postgraduate course doesn’t necessarily guarantee a route to employment and success, it can give you the edge on others when it comes to that all important job. So here’s some advice for the undecided that may help you make up your mind; our 5 IDEAL perks of choosing a masters.

MASTER YOUR KNOWLEDGE

You know how that old saying goes, that someone is the ‘jack of all trades, yet the master of none’? Well, if you’d rather be a master than a jack, then here’s your chance. If you’re passionate about a subject and want to learn even more about it, really go deep, immerse yourself and emerge as an influential figure within your field, then a masters degree is ideal. Being able to pursue your interests in great depth is a real privilege not afforded to everyone, and if you have passionate academic interests, the experience itself is worth it. And one of the biggest perks? Having more knowledge in your arsenal means you’ll be well on your way to becoming a true expert on a subject you care deeply about.

STAND OUT FROM THE CROWD

In addition to furthering your knowledge, gaining a deeper, more holistic understanding of your chosen subject will also help you stand out from the crowd. You’ll always have an intriguing, defining feature of your personality which you can carry with you as a safety blanket, conversation starter, subject changer and more. No one wants to be a sheep; we all want to be viewed as unique and individual, and having a detailed area of expertise to master’s level is one way to achieve this.

MIX AND MINGLING

During most masters degrees, you’re expected to conduct some primary research. This is a great opportunity to rub shoulders with the academic community and connect with people professionally. Yep, mixing and mingling, or ‘networking’ since we’re talking professionally, is part and parcel of most masters degrees and could help you get a foot or two in the door of a future job opportunity. Moreover, it means you’ll most likely connect with like minded people in a professional context who may just turn into a lifelong friend.  

INCREASE YOUR EARNING POTENTIAL

Yes, statistics show that you can increase your earning potential with a masters degree. Studies suggest that someone with a masters can on average expect to earn £5,500 more a year – or over £200,000 more over a 40 year working life – than someone only holding a Bachelor’s degree. That said, these statistics aren’t black and white. Women in England with postgraduate degrees still earn less than men with just bachelor degrees – yet another gender pay gap that needs to be addressed.

However, as a general rule of thumb, not only is your earning potential increased, but also your chances of landing the job you covet. If you studied in the field of medicine and are looking at job boards specifically for radiologists, for instance, your job chances are greatly enhanced if you have masters medical radiography postgraduate degree over a lesser academic undertaking. Many companies value post grads who are able to bring a high level of academic ability to the table. Some companies even have programs purely for postgrads, aimed at nurturing their talent.

CONTRIBUTE TO THE WORLD

If you want to contribute to, and advance, the world within any field, both professionally and academically, then you’re going to need to know your subject like the back of your hand, and a masters degree is of course part of this process. It’s your chance to contribute, give back, and not just learn about a subject. And if you get academic recognition in the meantime, you’re well on your way to becoming that prominent expert in your field we spoke about earlier. Talk about perks.

 

5 IDEAL WAYS TO PROTECT YOUR PROPERTY

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5 IDEAL WAYS TO PROTECT YOUR PROPERTY

5 IDEAL WAYS TO PROTECT YOUR PROPERTY

Owning your own pad in the modern world is less a manifestation of a lifetime’s hard work, and more a sign of rich and generous parents. And sure, us millennials may spend so much on avocados and pints that we can’t possibly dream of buying property, but nonetheless, protecting your premises is paramount to peace of mind. We’d all love that extra blanket of safety and security in a world seemingly on the brink of collapse, that’s for sure. With that in mind, here are 5 IDEAL ways to protect your property from theft.

INSTALL CCTV

One of the commonly deployed ways to monitor properties (and deter would be thieves) is by installing closed-circuit television cameras (CCTV). They provide a real-time feed of what’s happening in specific places around the house, including those pesky blindspots that the naked eye can’t see out the window. So whether you need footage for monitoring the safety of the property, require it for retrospective action or even for insurance purposes, installing CCTV is a prudent move in the long run.

5 IDEAL WAYS TO PROTECT YOUR PROPERTY

INSTALL AN ALARM SYSTEM IN THE VICINITY

A classic – some might say antiquated – form of ensuring the safety of properties is through an alarm system. A house alarm can be effective both in burglary and trespassing signalling, but has the obvious downside of being bloody, incessantly loud on a quiet Sunday morning when you go out to pick up the papers but forget the code. Nope? Just us then. There are also alarm systems to explore that are customised to automatically connect to the authorities, allowing them to respond in a timely manner, but again, this is risky as false alarms are so common. It’s up to you whether you deem the risk worth it.

MAKE FRIENDS WITH YOUR NEIGHBOURS

Sure you could hire security guards, or round the clock physical surveillance of your place, but that does seem a little excessive don’t you think? Instead, the mantra of “Neighbours, everybody needs good neighbours”, one familiar to everyone of a certain generation should be one we all make an effort to nurture.

If the relationship is harmonious between you and yours, life is so much easier; an extra pair of eyes on your place while you’re away, an increased tolerance to a bit of late night noise from time to time, a friendly cup of sugar lent when you’re out…you get the picture, and it’s one with a safe, sturdy frame. So get over there, introduce yourself and maybe bring a freshly baked cake as an icebreaker. Lovely stuff.

5 IDEAL WAYS TO PROTECT YOUR PROPERTY

INSTALL GATES

We’ve already spoken about CCTV being a visual deterrent as much as a real-time provider of security, and there are other ways you can also add further deterrence to would be criminals tempted to enter your property. Sturdy, structurally sound iron gates can serve as your first level of security, both physically as they’re difficult to scale or cut through, and also since appear imposing are likely to encourage thieves and pesky door-to-door salesman to think twice before sashaying up your drive.

INSURANCE AS SECURITY

Though it does rather have the feel of cure not prevention, it’s essential you cover your property from theft through an all-encompassing home insurance policy, where you can be assured that even if you are the victim of a burglary, possessions will be replaced at no huge financial burden to you. We’ve written plenty more about home insurance over here; go check it out!

5 IDEAL WAYS TO PREPARE FOR YOUR NEXT HIKING TRIP

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5 IDEAL WAYS TO PREPARE FOR YOUR NEXT HIKING TRIP

The next time someone implores you to ‘take a hike’, the ultimate retort would be ‘I am, actually’. Because hiking, once the preserve of the compass wielding, insect eating, often hugely affluent survival expert, is now a popular pastime for the many, not the few. The one permanent truth, whoever you are or your experience in the field, is that thorough preparation is essential for a successful trip. Should you be climbing Ben Nevis, strutting your stuff across the Jurassic Coast’s trails or sashaying across Snowdonia, the planning is largely the same. With that in mind, here are 5 IDEAL ways to prepare for your next hiking trip.

WHAT TO PACK

Whether your hike is covering an afternoon or a week, compiling a checklist of essentials before you set off is a must. This is one situation where, once something is forgotten, there really is no turning back, no corner shop to bail you out and no convenient way to access a backup.

Some of the most crucial items include a portable charger, as well as a first aid kit should you suffer an injury. If you are hiking in the summer months, temperatures can soar, so make sure to pack enough sun lotion to keep your skin protected, too. It’s best to be prepared for all types of weather when going on a hiking trip. Packing a raincoat that can add a layer of protection is incredibly important; there’s nothing like being soaked through to dampen the spirits and willpower to walk on. For this reason, make sure you store your clothes in waterproof bags too.

Consider packing some lightweight binoculars so you can appreciate any awesome views in more detail, as well as those birds that you hear singing from the trees or that deer two fields over. And it’s a given that along the way, you’re going to get lost and bereft of 4G. A compass or map may well save the day in such instances.

PUT YOUR BEST FOOT FORWARD

Prior to stepping out the door and onto the trail, it’s vital you check the predicted weather and anticipated conditions under foot so you can select the appropriate footwear for the task at hand (or should that be foot?). Your feet are going to be under a fair amount of strain, so choosing kicks appropriate for the hike at hand is so important. Assuming you’ve a thick, comfortable pair of socks on, hiking boots should fit snugly, entirely, to ensure no rubbing or slipping, without feeling tight or restrictive. Don’t take any chances with size, as blisters and swelling could ruin your trip. The different styles of tread, material and lace are dizzying in their variety, so it’s best to defer to the experts on this one.

HYDRATION STATIONS

If you aren’t drinking enough water during your hike, the chances are you’ll soon run out of energy, become dehydrated and suffer massively. To get the most out of your hiking trip, you will want to have a clear mind and vision, so ensure you pack plenty of water that can last you throughout your hike and keep you sufficiently hydrated, refreshed and raring to go. You can store a water bottle in your backpack for as and when you need it, or some backpacks come with specially designed sections for water carriers.

FIGHTING FIT

Ensuring you’re in good shape before your hiking trip is a must, as there are guaranteed to be moments of tough, unpredictable terrain which will require you to be fighting fit in order to tackle them. Building your stamina before your trip can make a huge difference and stop you falling short of what’s required of you once you’re on the trails. Cardiovascular fitness, leg (particularly calf) strength and a sturdy core are the areas you should pay particular attention to.

SAFETY FIRST

Your safety should be your number one priority when on a hiking trip. Therefore, enlisting hiking companions in advance, rather than doing things on your own, on the hoof and hoping to bump into fellow hikers, is a prudent preparatory move. If disaster strikes, say you suffer an injury or fall sick, then having people around you to help can be a literal lifesaver.

 

 

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